The current bank lending rate is about 7 percent, and four times that is 28 percent. Now the loan sharks put out the annual interest rate of at least 60%, that is, the monthly interest rate of five cents, which is still considered a relatively generous level, the heart of the black, not to mention, the monthly interest rate can be as high as 15 cents, the annual interest rate of up to 180%.

According to the monthly interest rate of 15 cents to calculate, borrowing eighty thousand, the first month with interest will have to pay 92,000, two months of donkeys will have to pay 105,800, March 121,670, a year later with interest will become 428,000 yuan.

So, the reality of loan sharks should not be as black as in the movie, but also absolutely black can be, borrowing for the first half of the year you have to go bankrupt.