How to borrow IOUs, distinguish between true and false, and release IOUs safely;
65438+ in the process of setting white stripes, it is done through real shopping. Goods and logistics are recorded in JD.COM Mall. If there are resources in this field, it is obviously an excellent choice to paint white stripes with high safety factor. Because the seller will not break his promise because of the amount of personal IOUs, it is harmful to the seller.
2. Seller's choice: The so-called seller refers to the seller. The seller has a wide range of resources and has cooperative relations with many white bars. This partnership is private. They can easily find a shop that can set up white bars, but it is impossible for the average consumer to master this information, and the store will not have a direct cooperative relationship with the average consumer. Often a long-term powerful seller can provide all kinds of shops that can change white stripes, which can also be used as a criterion to judge whether the seller is credible. Because if the seller has violated the rules, the store will not cooperate with this seller again.
3. Cost level: As mentioned above, we need to cooperate with the store. The higher the quality of the store, the higher the cost. The specific cost is not fixed every day, but also related to the market supply and demand. Consignors, as agents of stores, also need to pay high fees, and then earn a certain percentage of handling fees for users in need. The reason is very simple, because no one will post money to help you take out the white slip, so the cost is usually between 15- 20% of the amount. Be careful. If a seller offers you a low price, you need to examine the seller carefully.
4. Analysis of friends circle: The current social software has a great influence on violations. Once violations occur, social accounts will be shut down immediately. Reputable sellers will not change social software frequently, and there is a long information record in the circle information, which proves that the seller has not violated social principles. This method is very simple and does not require strong speculative ability. A little observation shows how good the seller's reputation is.
It is difficult for newcomers to understand how to borrow money. I hope this article can help readers. There is no such thing as a free lunch. You need to pay a certain fee, including the seller's fee and the installment fee of the IOUs. Measure whether you can afford these expenses. The so-called low price is often to attract users and even deceive users. Don't lose big because of small things. During the epidemic, some people chose JD.COM to extract IOUs to solve their urgent needs, because they didn't have much money or didn't want to borrow money. If you need to brush white stripes or learn more about how to borrow white stripes, please add Bao Xiao K8W9K8 WeChat to learn the specific steps.
How to borrow money from IOUs, the specific methods are as follows:
1. Select to open the Jingdong Financial APP on your mobile phone, as shown below:
2. Go to the homepage of Jingdong Financial APP and open the white bar option, as shown in the following figure:
3. Enter a blank page and click the golden brush option, as shown in the figure below:
4. Enter the blank page, enter the loan amount, select the collection account and other information, and then click Brush Now. After completing the necessary verification, you can complete the loan operation process. As shown in the figure below:
The best way to withdraw cash from IOUs (an effective way to test six operation steps) (Figure 2).
How to borrow money from IOUs, matters needing attention:
First, get the brush qualification. Borrowing money is aimed at high-quality customer service. If you meet a user who borrows money from IOUs, you can see the words IOUs on the IOUs page. If you don't have a white brush, you can't borrow money through white stripes, and you can only spend it online or offline at merchants who support white stripes.
Second, pay attention to brush the rules. The loan amount is also a system evaluation credit, which is a white line amount, but it may not be fully lent, and the white line brush is not free. From the date of loan, the interest is calculated at the daily interest rate of five ten thousandths. In addition, some users will jump to JD.COM gold bars to borrow money after clicking on the white bars, so the borrowing rules are subject to JD.COM gold bars, the borrowing amount is gold bars, and the interest rate is subject to the interest rate displayed on the gold bars page.
Third, remember to repay on time. After borrowing money, enter the arrears in the current white bill. After the bill comes out, you can repay it according to the amount shown on the page. The loan part does not support the minimum repayment amount and installment, so you have to pay it off in one lump sum. If the IOUs are really gold bars borrowed from JD.COM, they should be returned according to the gold bar bill. Never return the IOUs bill, otherwise it will be easily overdue.
The above is the interpretation of how to borrow money. At present, there are many ways to write IOUs. Users can choose different modes according to their actual situation, but no matter which way of setting white bars is fixed, the frequency of updating methods is still very fast. Maybe the method used today won't work tomorrow. I hope this article is helpful to everyone!
What is the withdrawal of cash from the merchants on the white strip line?
Cash withdrawal by JD.COM IOUs merchants refers to the process of converting IOUs drawn from JD.COM into cash. Usually, by cooperating with some merchants, the IOUs from JD.COM will be credited to the merchant's account, and then the merchant will transfer the money to the cashier's account, so as to realize the cash realization.
Merchants bear the existing risks and legal risks. It is strongly recommended that you do not blindly try to avoid unnecessary economic losses and legal consequences.
Withdrawal steps of white strip line set merchants
If you have decided to cash out the amount of JD.COM IOUs through merchants, the following are the specific steps:
Step 1: Prepare.
First of all, you need to find some cooperative businesses. These businesses can be sellers who open stores on e-commerce platforms such as Taobao or offline stores. After finding a merchant, you need to contact the merchant to find out its payment method and whether it supports JD.COM IOUs payment.
Step 2: Withdraw the white line.
When you find the right business, you need to use some methods to get the amount of IOUs. Under normal circumstances, it is necessary to use some illegal means, such as swiping bills, false transactions and so on. These actions not only violate JD. COM rules of use, but also may lead to the title of JD.COM or be put on record. Therefore, we don't recommend that you obtain the amount owed by illegal means.
Step 3: Cooperate with the merchants.
When you successfully get the white line, you need to cooperate with the merchant to convert the white line into cash. This process is relatively simple. You just need to transfer the IOU to the merchant's account, and then the merchant will transfer the corresponding funds to your account.
However, it should be noted that there are certain risks in the existing business. If there is a problem with the merchant, the funds may not arrive in time. Therefore, when choosing businesses, we must choose carefully and choose some businesses with good reputation and good reputation to cooperate.
Step 4: Get the cash.
When you have completed all the formalities and the merchant has credited the money into your account, you can receive the actual funds. This process is relatively simple, just check the balance on your bank card or e-wallet.
Matters needing attention for cash withdrawal of merchants in white strip line collection
Merchant cash withdrawal is a high-risk cash withdrawal method. Therefore, before trying to withdraw cash from merchants, we should understand the risks and make full preparations.
First of all, it is necessary to establish a trust and cooperation relationship with cooperative merchants in order to successfully complete the conversion and realization of funds. At the same time, we should also pay special attention to the integrity of merchants, and choose merchants with good reputation and high reputation to cooperate to avoid problems in the withdrawal process.
Secondly, in the process of cash withdrawal, we should pay close attention to the flow of funds, check the changes of balance in time, and check the transaction details regularly to prevent funds from being frozen or lost.
Finally, we do not encourage or support businesses to obtain IOUs through immoral and illegal means such as cash withdrawal. This kind of operation not only violates the usage rules of JD.COM, but also may lead to suspected crimes, resulting in unnecessary economic losses and legal consequences.
In short, it is a high-risk cash withdrawal method for white line merchants. For ordinary users, we suggest that you stay away from this behavior and choose a legal way to realize the funds. If you really need to cash out, please consider it carefully and strictly abide by relevant laws and regulations.