If China Merchants Bank transfers to other banks, through online banking/mobile banking channels, the transfer and remittance arrival mode and time are as follows:

Normal: 1-2 working days for submission, actual arrival The accounting time shall be subject to the other party's entry into the account.

Fast: Our bank proposes in real time. The actual arrival time depends on the processing situation of the other party's bank system, usually 5 minutes to 2 hours.

Real-time: real-time payment.

Next day submission: After the customer applies for transfer, the transfer is submitted in the normal mode from our bank at 0:00 the next day, and the funds will arrive in the account in 1-2 working days.

Warm reminder:

In the case of UnionPay inter-bank ATM transfer (transfer to other bank’s debit card or credit card through our bank’s ATM): 24.5 hours to arrive

( Response time: January 7, 2022. Please refer to the official website of China Merchants Bank for the latest business changes)