1, malignant tumor 2, acute myocardial infarction 3, sequelae of stroke 4, major organ transplantation or hematopoietic stem cell transplantation 5, coronary artery bypass grafting 6, end-stage renal disease or chronic renal failure 7, multi-media limb loss 8, acute or subacute severe hepatitis 9, benign brain tumor 10, and chronic liver failure1kloc. Encephalitis sequela or meningitis sequelae 12, deep coma 13, binaural deafness 14, binocular blindness 15, paralysis 16, heart valve surgery 17, severe Alzheimer's disease16. Severe Parkinson's disease 20, severe third-degree burn 2 1, severe primary pulmonary hypertension 22, severe motor neuron disease 23, loss of language ability 24, severe aplastic anemia 25, aortic surgery (this scope was jointly formulated by insurance association of china and Chinese Medical Association on behalf of China Insurance Regulatory Commission, which is national) 26, renal medullary cystic disease 27, Primary cardiomyopathy 28, persistent vegetative state 29, generalized myasthenia gravis 30, necrotizing fasciitis 3 1, end-stage lung disease 32, human immunodeficiency virus (HIV) infection caused by blood transfusion 33, muscular dystrophy 34, severe multiple sclerosis 35, and severe Crohn's disease. (The above 26-35 diseases are formulated according to general medical standards).