Current location - Recipe Complete Network - Healthy recipes - Who knows what procedures, policies and fees are needed for second-hand housing transactions in Qingcheng District of Qingyuan City?
Who knows what procedures, policies and fees are needed for second-hand housing transactions in Qingcheng District of Qingyuan City?
Second-hand housing transaction process:

1. Buyer's consultation: the buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificate, identity certificate and other documents;

2. Signing: The seller provides the legal proof of the house, and the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign the house purchase contract (or house purchase contract). After the buyer and the seller reach an agreement on the location, property right status, transaction price, delivery time, delivery method and property right disposal of the house, the two parties sign at least three house sales contracts;

3. Transfer: The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or part of the property rights without the written consent of other property owners, the application shall be refused and the listing transaction shall be prohibited;

4. Deed signing: According to the property right status of the transaction house, the buyer and the approval authority set by the transaction department in advance, both parties can go through the deed signing formalities only after the relevant real estate departments report for approval step by step. Now Beijing has cancelled the real estate sales contract in the transaction process, which is also commonly known as the "white contract";

5. Paying taxes and fees: The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example, the tax composition of commercial housing such as housing reform, rebuilding and demolition, and affordable housing is different;

6. Go through the formalities of property right transfer and transfer: after the two parties to the transaction complete the registration of property right change in the real estate transaction management department, the transaction data will be handed over to the issuing department, and the buyer will apply for a new property right certificate in the issuing department with the Notice of Obtaining the Property Ownership Certificate;

7. Bank loan: For the buyer of the loan, after signing the house sales contract with the seller, the buyer and the seller go to the loan bank to handle the loan procedures. The bank will review the buyer's credit, evaluate the house that both parties want to trade, determine the buyer's loan amount, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan;

8. Make up the balance to complete the transaction: after the buyer obtains the house ownership certificate and pays off all the house price, the seller delivers the house and settles all the property fees, and all the second-hand house sales contracts of both parties are fulfilled.