Yes. The Kidney Beans app is a very safe and reliable mobile loan software. If the overdue time is less than 24 hours as of July 10, 2023, you can still continue to borrow money. However, it should be noted that if the overdue time exceeds 24 hours , the user's Kidney Bean rating will drop, affecting future borrowing amounts, and will also have a negative impact on the user's credit record. Therefore, it is recommended that users try to pay off the balance before it is overdue to ensure their financial security.