Platform loan The following platforms are better to use:

First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.

Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.

3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.

4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.

Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.

Which loan platform is better?

Which platform is easy to borrow and has a high loan pass rate?

The following rankings are in no particular order and are for reference only.

1, Zhaolian Finance

Zhaolian consumer finance company's loan service platform, a formal licensed consumer finance company. Under its name, there are two product systems: "Good Loan" and "Credit Payment", which provide users with services such as cash installment, installment consumption and interest-free shopping. The maximum application amount is 200,000. Online application, immediate approval, flexible repayment, up to 36 installments.

2360 IOUs

360 Digital Group's credit technology service brand completes the application online with its mobile phone number and identity information. The maximum application amount is 200,000, and the loan can be released in 5 minutes at the earliest, and can be divided into 24 installments at the longest. The interest rate is transparent, new users are interest-free for up to 30 days, and the annualized interest rate starts from 7.2%.

3. Comfortable flowers

Consumer loan products with revolving credit line are launched by consumer finance companies with consumer finance licenses, allowing users to withdraw cash, spend money and installment within the credit line, and can apply for a maximum credit line of 200,000. The one-time credit line is recycled, and the annualized interest rate (simple interest) is 7.2%-24%, and the average daily interest of 1 0,000 yuan is 0.1-0.39 yuan.

4, the degree is small and full

The platform of 0 mortgage pure credit loan under Baidu period, formerly known as Qianhua, was applied by always online. Users only need to provide their ID cards and debit cards. 18-55 years old can apply. The fastest time for approval is 30 seconds, and the fastest time is 1 minute. The maximum amount of application is 200,000, and the repayment is flexible. Satisfied loans and privileged loans under its name can be applied for up to 24 periods.

5. Microfinance

Weizhong Bank, as a loan product launched by the first Internet bank in China, has a safe and reliable platform. At present, the invitation system is adopted, the maximum application amount is 200,000, and the daily interest is 0.02%-0.05%, which supports borrowing and returning.

6. An Xinhua

An Xinhua is characterized by high quota, fast loan, transparent interest and expenses, and is 22-55 years old. You can apply with your mobile phone real name and ID card. The maximum amount is 200,000 yuan, which can be returned with the loan, approved in 30 seconds, and received in 1 minute. It should be noted that Hong Kong, Macao and Taiwan and Xinjiang do not support the application.

7. Mei Tian loan

You can apply for a credit line by filling in your ID card and basic information through the Mei Tian Loan APP. The maximum loan is 50,000, and the amount can be recycled. The loan can be released within 5 minutes at the earliest, with the comprehensive annual interest rate starting from 15.4%, and the number of optional periods: 3, 6, 9, 12.

8. Stage music

Loan products of Lexin Group, a Nasdaq-listed company. The maximum amount you can apply for is 50,000 yuan, which can be paid in one minute at the earliest, providing 5,000 yuan interest-free for up to 30 days. There is no charge for prepayment, and it can be divided into 36 installments at the longest. Applications are prohibited in Hong Kong, Macao and Taiwan and Xinjiang.

9. Easy installment loan.

Regular small loan companies, aged 22-45, can apply for loans with ID cards, bank cards and operator certification. The loan amount ranges from 500,000 to 200,000, the annual interest rate ranges from 7.2% to 24%, the repayment is flexible, and the number of optional periods is 3-36 months.

10, excellent melting speed.

Chongqing Yuzhong District Kerong Company is responsible for the operation. The mobile phone can complete the registration application and approve the loan on the same day. The maximum amount is 200,000, with good personal credit and stable income.

Which online lending platform is better?

A simple and reliable loan platform, and the loan platforms that are easier to pass are:

1. Zhaolian Good Term Loan: For the credit products under Zhaolian Finance, as long as the users have good credit and certain repayment ability, it is better to apply for online review.

2. Ease flower: Ease flower application threshold is not high. As long as it meets the basic loan conditions, it is still relatively easy to pass.

3. Borrowing: As long as there is an application entrance and quota for borrowing, the success of the next paragraph can basically be guaranteed.

4. Micro-loan: You need to check the credit limit in advance, and users with good credit have a high pass rate.

5, 360 IOUs: pure credit loan products, age meets the requirements, credit information meets the requirements, you can apply.

If there is demand, we recommend you to use rich flowers. Money Flower is a credit service brand under Xiaoman Finance. The big brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02% It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

The application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: Applications only support debit cards, and application cards are also loan bank cards. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

Which loan platform is better and easier to pass?

A simple and reliable loan platform, and the loan platforms that are easier to pass are:

(1) Zhaolian Good Term Loan: For the credit products under Zhaolian Finance, it is best to apply online and review online, as long as the users have good credit and certain repayment ability.

(2) Ease Flower: The application threshold for Ease Flower is not high, and it is relatively easy to pass as long as it meets the basic loan conditions.

(3) Borrowing: As long as there is an application entrance and quota, borrowing can basically guarantee the success of the next payment.

(4) Micro-loan: You need to check the credit limit in advance, and users with good credit have a high pass rate.

(5)360 IOUs: pure credit loan products. If the age meets the requirements and the credit information meets the requirements, you can apply.

Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it is best to withdraw cash in full, because I read someone else's bright post saying that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and it is safer to withdraw at least 60%.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

First, the conditions that should be paid attention to in bank loans are:

(1) The applicant is at least 18 years old and has full capacity for civil conduct;

(2) The applicant has good credit;

(3) The applicant has a valid marriage certificate, divorce certificate and single certificate;

(4) Having a legal and valid household registration certificate or a valid residence certificate;

(5) Have a good willingness to repay, and have the ability to repay the loan principal and interest in full and on time.

Second, the loan risk.

(1) The agreed interest is seriously inconsistent with the actual interest. Because you signed the contract before the loan, but after the loan, you found that the actual interest was much higher than the agreed interest.

(2) The company that handled the mortgage loan closed down, the deposit and the real estate license could not be recovered, and the mortgage registration could not be revoked, which made it impossible to buy or sell real estate and make loans.

(3) The agreed interest rate is very low, but there are many other expenses (such as deposits and handling fees).

(4) Find a private person to handle the loan, and the money has been paid off after the maturity, and the lender does not cooperate with the cancellation of mortgage registration, or requires additional fees.

(5) Many "dirty" companies want your house, not profit.

Third, because of the so-called low risk and high profit, many private mortgage loans are now handled by many lending institutions. If there are more institutions, the market will be chaotic, and various problems will emerge one after another, and there will be many routines. Is private loans really not suitable for loans? No, after all, not everyone who needs funds can borrow money from the bank. Private loan companies have solved the problem that many enterprises and individuals urgently need money.

What bank loan is good?

Hello, ICBC.

1, Industrial and Commercial Bank of China

ICBC's personal comprehensive consumption loan has a wide range of consumption purposes, a high loan amount and a long loan period.

2. China Merchants Bank

Credit loans of China Merchants Bank can be issued by stages according to customers' needs, and the sum of each loan amount does not exceed the approved loan amount. Each loan has the same loan term and repayment method.

3. China Construction Bank

CCB has a high loan amount, a wide range of consumer uses and a low loan interest rate. The fast e-loan launched by CCB has an interest rate of around 7.6%.

4. Industrial Bank

The longest credit period of the comprehensive personal consumption line of Industrial Bank can reach 10 year. During the credit period, the line is reused, and the used line can be recovered after the loan is repaid.

Extended data

Matters needing attention in loan are as follows:

1. The information provided to the bank shall be true, the address and contact information provided shall be accurate, and the bank shall be informed of any change in time;

2. The loan purpose should be legal and compliant, and the transaction background should be true;

3. According to your repayment ability and future income expectations, choose the repayment method that suits you;

4. Apply for a loan amount according to your own ability. Usually, the monthly repayment amount does not exceed 50% of the total family income;

5. Read the terms of the contract carefully and understand your rights and obligations;

6. Repay on time to avoid bad credit records;

7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan;

8. prepayment must be handled by communicating with the bank one month in advance.

9. When foreigners apply for commercial loans, banks generally require borrowers to have stable income in the local area, but also to open household registration certificates (some banks also require employment certificates), while housing guarantee companies require foreigners to apply for temporary residence permits in addition to local income.