First, three ways to withdraw JD.COM IOUs.
1. JD.COM scan code can withdraw the white note.
You can also withdraw white bars by using the scanning function in JD.COM, which is certainly unexpected, because in many people's impression, JD.COM can't scan the code to pay, which is also a good understanding, because the scanning code withdrawal mentioned here is not just to find a shop in the street to withdraw the amount, but also to find a professional merchant in JD.COM to handle it. JD.COM merchants can convert the goods into QR codes through the background system authorized by JD.COM, and customers can scan and confirm with the scanning function in JD.COM, and then pay with white bars.
2. JD.COM consumer shopping can withdraw white bars.
It is also the knowledge of many friends to withdraw the amount of IOUs through the shops in JD.COM. Since ancient times, everyone has used the shops in JD.COM to withdraw cash. From the very beginning, it is necessary to submit the information to the merchants to help pay, which is also an improvement of Beijing Dongfeng Control. However, the method of withdrawing IOUs from the merchants keeps pace with the times. For example, the normal operation process of withdrawing cash from the shops is that the merchants register and the customers wait for the orders to be sent. After confirmation, merchants can also help with the payment, and it usually takes seconds to arrive. At present, the general stores are JD.COM self-operated stores, JD.COM flagship stores and JD.COM C stores, depending on the amount and the use of IOUs. This is the essence of the method of withdrawing IOUs from shopping.
3. Electronic card consumption can also be cashed out in IOUs.
The method of withdrawing IOUs by buying cards is mainly aimed at some small IOUs. Merchants can withdraw cash by directly purchasing shopping cards, while shopping cards can be purchased by themselves in JD.COM Mall. Pay attention to paying with IOUs in JD.COM. Generally, there are Ctrip cards, gas cards, telephone cards, Q coin cards, etc. It mainly depends on the merchants' need to purchase cards with scanning codes, so they can search and buy them by their own names. This is the method of withdrawing IOUs by buying cards.
2. Is there any other way for JD.COM IOUs to withdraw the amount?
1. JD.COM cash withdrawal
JD.COM IOUs can be withdrawn, but it is only open to some users, and the amount of withdrawal is not the total amount of IOUs, only a part can be withdrawn, and the specific amount depends on individual circumstances. However, the collection account must be my bank card, and cards are not supported. After the successful withdrawal, you will usually deposit the money into your bank card within 30 minutes. After the withdrawal, the records will be uploaded to the credit information system of the People's Bank of China immediately, and the interest is related to personal qualifications. The interest of JD.COM IOUs is calculated on a daily basis, with the daily interest rate starting from 0.05%. Calculation method: daily interest = current principal payable * daily interest rate. JD.COM IOUs cash withdrawal shall bear daily interest from the date when the loan is received, and it shall be repaid on the same day, with the daily interest of 1 day, the next day with the daily interest of 1 day, and the third day with the daily interest of 2 days, and so on.
2. Use the store to withdraw white bars.
The amount of cash withdrawn by the merchants in JD.COM stores is called white-striped merchants. The first step is to add the contact information of the white-striped merchants or face-to-face communication. The second step is to report the white-striped amount that needs to be raised. The third step is to report the required formalities and related operation steps. The fourth step is to cooperate with the white-striped merchants to log in to the JD.COM account, and the merchants will check whether the JD.COM account is their own account, whether the relevant consumption records are normal, and whether there are any bad consumption behaviors such as malicious refund records. After checking, the goods will be added. Step 5, the goods will be added and the customer will pay. Step 6, the customer will pay and wait for the order to be processed. Step 7, the merchant will write off the order and complete the withdrawal.
The IOUs withdrawn through JD Finance app will be recorded as loans on credit information, which you need to know. Usually, too many withdrawals will also affect your IOUs, and the amount may drop. This is the disadvantage of JD Finance's withdrawal, but it is equivalent to exchanging things for money through JD.COM merchants and recording it as ordinary consumption. This is also the best way to withdraw IOUs, but in any case, you should remember to repay them on time after withdrawing IOUs to avoid overdue.