For the rich, thrift is a rare virtue; for the poor, thrift is not only a virtue, but also an indispensable responsibility.

A wise and thrifty person will plan for the future. When he is in good luck, he will make preparations for the unfortunate days that may befall his family and himself in the future; A mindless person who does not think about the future and takes into account the difficult needs of tomorrow will frantically spend all his income.

The behavior of diligence and frugality not only brings people a prosperous and peaceful life, but also brings many benefits to people: it cultivates people's habit of self-restraint; it makes shrewdness and prudence a prominent character of people; it controls self-indulgence ; It makes people have a comfortable and peaceful state of mind.

Diligence and frugality are by no means synonymous with greed, stinginess and selfishness. In fact, it is the exact opposite of these dispositions. The purpose of thrift is to gain personal independence. Frugality requires that money be used wisely rather than abused—it must be obtained by legitimate means and spent wisely.

Frugality applies not only to money matters, but to everything in life, from using one's time and energy wisely to developing careful living habits. Being thrifty means scientifically managing yourself and your time and money, and making the most wise use of the resources we have throughout our lives.

Diligence and frugality are the mentors of life. A frugal person is diligent in thinking and good at making plans. He has his own life plan and is quite independent.

If you develop the virtue of diligence and thrift, it means that you have proven your ability to control your own desires, it means that you have begun to dominate yourself, and it means that you are cultivating some of the most important things. Personal qualities, namely self-reliance, independence, caution, foresight, intelligence and originality. In other words, it shows that you have a purpose in life and that you are an extraordinary person.

However, "diligence and frugality" have become the least valued social personality type in the minds of contemporary college students. Many students put "the pursuit of quality of life" in opposition to "thrift". "Diligence leads to self-cultivation, frugality leads to virtue" has become a piece of paper in the face of the inflated vanity and endless material desires of a few college students. Campus millionaires and campus aristocrats have become the highlights of campus life. Scenes of farce of comparing and competing for wealth push youth into the abyss. This cannot help but be worrying!

In fact, being diligent and frugal does not require a lot of courage, nor does it require high intelligence or any superhuman virtue. It just requires some common sense and a resistance to selfish pleasures. Being frugal and frugal is just a common sense in daily life. It doesn't require strong determination, it just requires a little self-restraint. Cutting back on any one sensual pleasure or pleasure escape, such as drinking one less beer or smoking one less cigar, allows one to save something for others over the years rather than wasting it on oneself.

Each of us can start from the small things in daily life and gradually develop the habit of thrift. This will be a precious treasure that you can enjoy throughout your life.

Thank you everyone~~~~~~~~~~