Xinhai Yuntong stored value card has a password. The password of Xinhai Yuntong stored value card is on the back of the card, covered by anti-counterfeiting coating, and can be scraped open to check the password when necessary.

Stored value card is a prepaid wallet debit card that the issuing bank transfers its funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.