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What is the most cost-effective thing for China Merchants Bank to exchange credit card points?

Credit card points of China Merchants Bank are still "valuable" and there are many things that can be exchanged. Everyone can go to the Pocket Life App to search for "points courtesy", and they can enter the points redemption interface. The specific things that can be exchanged are in it, and they are free to choose.

First of all, let's give you a popular science about how China Merchants Bank's credit card points are accumulated:

China Merchants Bank's credit card consumption accumulates points, which are calculated according to the amount recorded in a single consumption, and 1 point is accumulated for every 2 yuan /2 US dollars. Car cards and city theme series gold cards will accumulate 1 point for every 2 yuan or 2 dollars, and 5% points will be given away (integral value will be rounded). YOUNG card, Navigator fan card, GQ card holders spend money with this card in the birthday month, and they will be rewarded with 1 extra point, with a maximum of 2, points.

next, let me say that I often exchange some things that I think are very cost-effective.

1. Redeem points for Starbucks

In the food column, you can redeem Starbucks. 799 points can be exchanged for one cup of Starbucks, and the market price is about 3 yuan. Many white-collar workers like to exchange a cup on weekdays to refresh their minds.

2. Redeem points for DQ

If you like ice cream very much at ordinary times, then you can choose to exchange points for DQ, with 3 points =1 yuan. It's just that this activity should be limited to some cities, so it's best to check if there is this activity in your city first.

3. Redemption of points for members

I think this is the most valuable. Video members of major platforms can exchange, 899 points can be exchanged for iQiyi and Tencent video, and 699 points can be exchanged for Youku, Mango TV and so on. Nowadays, video membership is still relatively expensive, and it is more cost-effective to exchange points.

4. redemption of points for repayment

this is also very useful. basically, there are redemption activities every month. For example, this month, 999 points can be exchanged for 21 yuan repayment gift package, and the repayment form can be used when it is full in 5 yuan, which is equivalent to direct payment, and can only be exchanged once a month.