Dongying Bank is not a state-owned enterprise, but a private joint-stock bank. Dongying Bank, formerly known as Dongying City Commercial Bank, was established in September 2005, and was officially renamed Dongying Bank in March 20 12. After more than ten years of development, Dongying Bank has grown into a local boutique characteristic bank. Since its establishment, with the correct leadership of the Municipal Party Committee and the guidance and support of the regulatory authorities, Dongying Bank has adhered to the development orientation of serving local areas and grasped the development direction of boutique banks, with sustained and rapid development of various businesses and significantly enhanced competitive strength. Dongying Bank handles various businesses, such as personal deposits, loans, wealth management and credit cards. Among them, personal loans include first-hand housing, second-hand housing personal loans, automobile consumption loans, comprehensive consumption loans, and education student loans.