1 520 There are more young people without money than those without partners?
Among countless Valentine's Days in a year, 520 may be the worst day in single dog, and dating is not necessarily better. Netizen said: The overwhelming 520 is reminding me that there is no money in my card. There are more young people who have no money to buy gifts?
Talking about the consumption view of contemporary youth has always been a mystery. You can count your monthly salary by hand, but there are countless logo all over your body. They have supported the entire e-commerce and food industry on their own ... consumption has nothing to do with price, just be happy.
In February, 2020, when the situation was grim, many friends said that the epidemic had passed, and they must go out for retaliatory consumption and make up for what they ate less and played less during their isolation at home. However, there is no expected explosive consumption in reality, but it is much higher than the data in previous years. In the end, retaliatory consumption didn't come, but the reasons behind it were quite different from what many people thought!
The first report on saving money for the post-90s released by China New Economic Research Institute and Alipay shows that 92% of the post-90s have a monthly balance. Although they spend more and earn less, 80% of them will use the balance to manage their finances. Not only not extravagant, but also good at planning and managing money. Obviously, the post-90s concept of money is more rational than people think.
Therefore, for a new generation of young people, retaliatory deposits and retaliatory consumption actually do not exist. After 90, most of them have no loans temporarily. For those over 30 years old, husband and wife loans account for the majority. These married couples are trying to pay for their future dreams.
In the special festival of "520", the post-90s generation didn't really "have no money" to express their love, but this "extra" expenditure disrupted the original income distribution and added more burden to the already low wage income.
2. Deposits of contemporary youth
There is such a survey sample on the internet about the financial habits of the new generation of young people: 2790 people.
Among the contemporary youths who participated in the survey, there are100 with deposits exceeding 500,000; More than 40% of contemporary young people have begun to manage their finances at the age of 25; There are still 20% contemporary youth who refuse to spend more money than they should. Only 4.73% of the post-80s and post-90s are moonlight clan.
The deposit target after 8090 is also very clear. The top three motives for deposit mainly come from "increasing the ability to resist risks and prevent accidents", "buying real estate, buying a house and a car" and "continuing to invest".
In order to realize these wishes, nearly 40% of contemporary young people hope to save more than 654.38+0 million. Of course, there are also many people who think that there is no need to have a specific numerical target for deposits, so it is good to save normally.
However, according to the actual situation, it is difficult to reach the deposit of 6.5438+0 million. Excluding daily expenses, it will take ten or twenty years to reach the national guaranteed wage standard. After 80 and 85, deposits can generally last 1-3 years without work, and after 95, only 1-3 months. In the choice between poetry and distance, the post-90 s are still working hard.
Therefore, the reason why the Internet industry has become the hottest industry after 1990 is because of the growing sense of existence and high salary. Such as Tencent, Ali, JD.COM, ByteDance and other well-known Internet companies, their products have a far-reaching impact on our lives, and the high salary of engineers has always been a hot topic.
The operation and product positions in internet companies are responsible for putting forward the requirements, and the designers, front-end and back-end personnel are responsible for realizing the requirements. In the middle, the latter is responsible for the core work of the whole line, so the R&D personnel of Internet companies account for more than 60%, and they are also representatives of high-paying groups, which is probably why many people think of engineers of Internet companies.
I hope my answer is helpful to you!