Question 1: A monthly salary of 2,000 yuan. How to save money and live well. Suppose your monthly income is only 2,000 yuan, you can live very well. I'll help you divide the money into five parts. The first portion is 600 yuan, the second portion is 400 yuan, the third portion is 300 yuan, the fourth portion is 200 yuan, and the fifth portion is 500 yuan.
The first portion is used for living expenses. With such a small amount of living expenses, I can only get more than ten yuan a day. Breakfast is a portion of boiled rice, an egg, and a cup of soy milk. One fast food and one fruit for lunch. Make a small stove for dinner, cook some rice, add two vegetables, and have a glass of milk before going to bed. In this way, one month's food is about 500-600. However, if you are still young and don’t have many health problems yet, this kind of diet will be enough to prevent you from having health problems in a few years.
The second copy is used to make friends and expand your network. This is plenty. You can use 100 yuan on your phone bill. You can treat guests twice a month for 150 yuan each time. Who to invite? Remember, please invite people who are more thoughtful than you, people who have more money than you, and people who you need to be grateful for.
Keep treating guests every month. After a year, your circle of friends should have generated value for you. Your reputation, influence, and added value are increasing, and your image is good and generous.
The third copy is for studying. You can have 50-100 yuan every month to buy books. If you don’t have much money, you should read the books you buy carefully and learn to apply what you have learned. After reading each book, turn it into your own language and tell it to others. Sharing it with others can improve your credibility and enhance your affinity. Save the other 200 yuan to participate in a training every year. Never a break. When your income is higher or you have extra savings, you can participate in more advanced training. By participating in good training, you can not only make like-minded friends for free, but also learn principles that are usually difficult to understand.
The fourth portion is for travel, and you will be rewarded with traveling at least once a year. The growth of life comes from continuous experience. Participate in free travel and stay in youth hostels. The earth is actually not that big. You go out every year. In a few years, you can put the red flag on the map. Many beautiful memories become the driving force of life, and you become more enthusiastic and enthusiastic. Energy, to put in the work.
The fifth part is for investment. Save it first, and then invest it in the stock market, or use it as capital for purchasing goods. Small business is very safe. Open a Taobao account, go wholesale and sell some things, you won’t lose much anyway, and you will make a profit. Earn money, gain confidence and courage, and gain experience in doing things. When you earn more money, you can start to purchase long-term investment plans so that you can obtain long-term protection in advance and ensure that you and your family will have sufficient funds to take care of you and your family no matter what happens in the future, and your quality of life will not be affected. decline.
Okay, after a year like this, if you still get an income of 2,000 yuan in the second year, it’s your fault. It’s shameful to be alive if you don’t make progress. Let’s see what happens. The brand of tofu is harder, so buy some and bang your head against it.
Those whose monthly income is less than 3,000 yuan must work part-time to make money. They do not want to be poor and have a lot of personality. They are picky and unwilling to do this, and have no interest in that. If your income is not high, you must be very diligent and try to find a job related to sales, such as a real estate agency. This is a very good part-time job. You can not only meet many valuable people, but also exercise your information gathering ability and marketing skills. .
You have to buy as little as possible this year about clothes and shoes. It’s best to buy it all with the money you earn from your part-time job. As a way to reward yourself. When you make extra money, remember to buy a gift for your lover to thank him/her for supporting your financial plan. Tell him/her frankly why you are so diligent and frugal, tell him/her your dreams and the direction of your efforts.
There are businessmen who need help everywhere. Help them do something part-time to hone your will, eloquence, and work ability. Plus your financial management skills, in the second year, your The income must be increased to at least 5,000 yuan.
The minimum should be 3,000 yuan, otherwise your income growth will not keep up with inflation.
No matter how much your income is, remember to divide it into five parts. Increase your investment in your body, make your body function better, increase your investment in social networking, expand your network, increase your investment in learning, strengthen your self-confidence, increase your investment in travel, expand your knowledge, and increase your investment in the future. , increase your profits.
Keep this balance and gradually you will start to have a large surplus. This is a virtuous circle life plan. The body will get better and better, getting more nutrition and care. You will have more and more friends and store many valuable connections. At the same time, you will also be able to participate in very high-end training to make yourself more competent in all aspects...gt;gt;
Question 2 : A complete collection of tips on how to save money
1. Drink more boiled water and less drinks. You can carry a small water bottle when you go out. If you stick to this, you can save hundreds of dollars a year.
A complete list of ways to save money
2. Don’t buy a car when your family conditions are average. After you buy a new car, the car will start to depreciate, and it will depreciate year by year. Include car maintenance, gas, parking fees, etc. This will save hundreds to tens of thousands of dollars every year.
A complete list of ways to save money
3 Make flexible use of the Internet and mobile devices. When there is nothing particularly urgent to communicate about these matters, you can use the Internet or chat tools and other tools flexibly. Such as Internet phone calls, QQ, WeChat, etc.
A complete list of ways to save money
Generally, large supermarkets will sell some vegetables and food at special prices when they are about to close every night. You can seize this time to buy some products.
A collection of ways to save money
You can buy some of the products we want online. Because many e-commerce companies have no store costs, their product prices will be relatively low.
A collection of ways to save money
Read more useful books. If you read more books, you can avoid many things that shouldn't happen. This will save you a lot on living costs.
A collection of ways to save money
Take good care of your body. If you take good care of your body, you won’t have to pay more for medical expenses when you get sick.
A collection of ways to save money
Quit smoking. For smokers, if we can quit smoking, we can not only save the cost of buying cigarettes, but also avoid the medical expenses we will bear in the future due to smoking. 1. Go to the supermarket at 9 pm
Fruit plates, salads, pastries, cooked food, etc. in many supermarkets will be on sale at 9 pm. The price may be less than half of the price on the label, but it can make our night life more enjoyable. More "quality".
2. Look for more opportunities to save money on cosmetics
Cosmetics account for a lot of girls’ expenses. If you usually like to buy high-priced cosmetics from counters, you should pay attention. In fact, there are many online Many cosmetics are much cheaper than in stores, and it will be more cost-effective if you buy them together with others. Online group buying is popular this year. Websites such as Tuanmei.com are dedicated to group buying cosmetics. The money saved in this way is still considerable. 3. It’s cheapest to buy air tickets in the morning
Do you know when is the cheapest time to buy air tickets in a day? The answer is morning. Because air ticket discounts are often readjusted overnight. Also try to avoid traveling on Monday mornings and Thursday evenings, as these are the two most popular times. The ideal time to fly is: noon every day and the middle days of the week. Taking a connecting flight to your destination will be much cheaper than a direct flight; choosing a relatively small airline flight is usually cheaper than a super large airline flight; if you book a ticket on Ctrip.com, pay attention to its "round trip special price area" and order A round-trip ticket will be 40-60 yuan cheaper than buying two one-way tickets.
4. Support domestic products or cheap cosmetics from abroad
Although domestic products are cheap, there are also many good ones.
Pay more attention to products that are highly praised by netizens. Websites such as Douban and Tianya have dedicated discussion groups. Some things are really good value for money. For example, the best-selling aloe vera gel; the acne-removing BeDook detoxification ointment, etc. are very cheap, but the effects are said to be well-known. There are also some affordable products produced abroad that are also quite useful. The MISSHA BB cream from Korea, which costs tens of dollars, has a first-class effect in evening skin tone, no worse than Vichy and Mary Kay. The Face Shop is also a very good affordable brand. A TFS black rod waterproof mascara only costs a dozen yuan. I bought a Korean Chanzhen facial cleanser a while ago, which cost more than 40 yuan for 200 ml. My mother, I bought it back. It’s such a big bottle, I don’t even know how long it will take to finish it.
5. Watch movies with discounts
Of course you should go to the cinema to watch good movies. In addition to the well-known half-price movies all day on Tuesdays, some cinemas have specially launched "ladies' night" where women can still enjoy half-price movies. There is also a "Credit Card Night" - half price with designated credit cards. In addition, in the early hours of weekends, it is cheapest to watch morning blockbusters for only 10 yuan, or at least you can enjoy half the discount.
6. Don’t forget to update your mobile phone plan
Don’t easily accept the plan plan recommended to you by telecom sales staff, because they will recommend the plan with the highest profit margin, and you may not need. Carefully calculate your call volume. The most accurate way is to go online and call up the call details, which can be seen at a glance.
7. When taking a taxi, use the meter to pay every 15 kilometers
Most people only know that the starting price after 11 o'clock at night is more, but they do not know that driving at night actually costs more per kilometer. Pay a fee of 20. In addition, if your ride distance exceeds 15 kilometers, ask the driver to drive... Suffering from poverty." This shows how important the role of careful planning is in family life.
1. Choose a fuel-free vehicle
The price of gasoline keeps rising. Ten yuan of gasoline burned out in less than a week. Looking at the fifty yuan monthly motorcycle gas bill on the ledger, my husband and I discussed how we could save this little money. ――No need for gasoline? A motorcycle definitely can’t run; don’t you ride a motorcycle? Then you have to walk, which is not impossible, but how much precious time will be wasted if you use your feet to measure the unit! Besides, you have to get up early, which is not cost-effective. "Is there any car that can run without burning gasoline?" As soon as the words came out, my husband said, "The only thing is a bicycle." I curled my lips, "Humph! You have to pedal when riding a bicycle. If you catch a scratch, The wind was so strong that I was almost exhausted. "Cycling is the best exercise to lose weight!" My husband gave me a catalyst and hit my sore spot. "It not only saves money, but also helps you lose weight. OK, pass!" I heartily voted in favor.
Each of them picked up the "favorite bike" they rode when they were in school, wiped off the dust, applied lubricating oil, and pumped up the bikes, and they were all ready. The days of couples riding bicycles to work began. You save money on gas and exercise your body. It’s the best of both worlds. It’s beautiful and fun.
2. Buy special items
Because we are short of money, we as a couple always want to save money everywhere. If you want to save money again, you have to buy firewood, rice, oil and salt, and you have to prepare daily necessities such as washing powder, toothpaste, etc. What should you do? Buy the ones on sale. There is a supermarket next to my house. After several after-dinner reconnaissances, we discovered that in order to attract customers, the supermarket launches several specials every day. If there are events, there will be even more specials. At this time, I take my husband to rush to buy - Tide washing powder is usually 2 yuan, special price: 1.5 yuan, buy two bags; Liubizhi toothpaste is usually 4.5 yuan, special price: 3.8 yuan, buy 1 box; daughter Mengniu pure milk, buy 4 and get 1 free, get a box...
Everyone has a love for beauty, and I cannot be an exception just because I have no money. But I will never follow the trend. I will feel uncomfortable if I dress beautifully and turn heads too much. I like that style of leather shoes. When I asked, it was 158 yuan. If I didn’t buy it, I would wait. After using it for less than two months, I asked again and it was 128 yuan. I can still wait. If it was 98 yuan, I bought it. Of course, it can no longer be worn at this time.
The season has changed. But it doesn’t matter, I will keep it to wear next year. Anyway, we are a small county, and fashion moves very slowly. Therefore, my husband and I’s slightly more expensive clothes are basically suitable for seasonal changes.
3. Go Taobao in the bookstore
We are a couple who are bookworms. Looking at the rows of beautifully decorated books in the bookstore, we really wanted to buy them all and take them home, but we couldn't afford them.
"You can't read books without stealing them!" My husband and I lurked in a small corner of the bookstore, pretending to browse casually at first. Don't get me wrong, this is selecting a target. Once the target is locked, we will Especially in a deserted place. As soon as I entered the bookstore, I went straight to the literature category, while my husband read his beloved computer category. Of course, we cannot completely enter a state of selflessness. Once the administrator comes, I will close the book casually and touch the cover. Where is my husband? I also pretend to put the book back where it belongs. Fortunately, we are kind-hearted and look like educated people (it doesn’t cost money to brag anyway). The administrators usually don’t care about us. Besides, we are not stupid enough to go to a bookstore every day, because the bookstores in the city are not as good as the ones with the same books. Less.
During the days when I was searching for treasures in bookstores, I read the four classics that I had longed for when I was a student, as well as classics by many famous Chinese and foreign writers. My husband learned a lot of computer knowledge and enriched it in his own practice. Go in. I once joked with my husband: "How much are the books we secretly read worth?" "I don't know, anyway, knowledge is priceless!" My husband started to feel sour again.
Bought. Whenever colleagues ask, "Why do you two buy famous brands? They must be very expensive, right?" We just laugh, because we can only understand but cannot express in words.
3. Go Taobao in the bookstore
We are a couple who are bookworms. Looking at the rows of beautifully decorated books in the bookstore, we really wanted to buy them all and take them home, but we couldn't afford them.
"You can't read books without stealing them!" My husband and I lurked in a small corner of the bookstore, pretending to browse casually at first. Don't get me wrong, this is selecting a target. Once the target is locked, we will Especially in a deserted place. As soon as I entered the bookstore, I went straight to the literature category, while my husband read his beloved computer category. Of course, we cannot completely enter a state of selflessness. Once the administrator comes, I will close the book casually and touch the cover. Where is my husband? I also pretend to put the book back where it belongs. Fortunately, we are relatively kind-hearted, and we look like educated people (it doesn’t cost money to brag anyway). The administrators usually don’t care about us, and besides, we are not so stupid that every day...gt;gt;
Question 4: How to save money. To save money, you should make a plan for this month’s expenses in advance, such as how much living expenses are needed, how much daily necessities are needed, and how much are other things to be bought? Be sure to set aside some money at the end for extra expenses.
Spend money in a planned way so that you can spend it clearly. Record the amount spent every day and see for yourself which of the money spent that day is necessary and which can be saved. It is completely unnecessary. You can be aware of it when spending money in the future.
Everything you do must have a plan and a goal. You can’t achieve anything blindly. . . I hope it helps you and I wish you success in your studies. . .
Question 5: How can I save money? Make money? Saving money is an attitude towards life, and learning to save money is a joy of life. In life, there are actually many ways to save money. Using these ideas is not to be stingy, but not to be extravagant and wasteful. More often than not, just have enough. . Save money, save money, and save money to the end.
1. Buying a smaller house, just big enough to live in, can save a lot of property fees, cleaning fees, etc.
2. First, list the various fixed expenses that must be paid every month, such as rent, insurance premiums, phone bills, gas bills, tuition fees, etc. Write the payment dates of various fees on an envelope. The envelope contains a deposit certificate or savings certificate for payment of fees. Card or cash. Based on past experience, make appropriate adjustments to set aside living expenses for the month, and put money for food, transportation, and miscellaneous expenses into separate envelopes.
3. Plan ahead for big expenses.
When you need to purchase large items at home, make plans early and observe and compare prices in different shopping malls. At the same time, make a small money saving plan with this goal every month. After a period of time, merchants will buy the items they are optimistic about when they hold activities.
4. Reasonably save miscellaneous expenses. Common miscellaneous charges include water bills, electricity bills, telephone bills, etc. The trick to saving money on miscellaneous expenses is to "use some cleverness." For example, don’t overfill the refrigerator with food to reduce power consumption. When turning off the TV, you must turn it off completely. You cannot just use the remote control panel to stand by, as this will also consume power.
5． Pay attention to those memberships you never use: before you spend money with confidence, you must first understand what the monthly subscription program covers, otherwise you will be disappointed when you get the bill.
6. Change the way you entertain. Change activities such as shopping, watching movies, eating, drinking tea, and bowling to visiting parks, viewing scenery, hiking, walking, and swimming, which saves money and makes you happy.
7. Understand what are the necessities of life: The way to save money is to understand what are the necessities of life. Only buy necessary things that you don’t have at home, otherwise you won’t buy them no matter how cheap they are. Reduce the number of visits to the supermarket and try to only go there twice a month. Organize your shopping list before going to reduce the number and frequency of impulse purchases.
8 The best way to save money is to make more money. Start your own business, it's the surest way to make more money. But no matter how rich you are, saving money is still necessary!
Question 6: How do you save money? Sort out the things you want to solve with money according to their priorities, and then sort them out in your mind according to necessary and non-essential things. Make a distinction between daily living expenses and money for certain XX, and then decide whether it is necessary or not. Should you spend this money, or when is the most worthwhile time to spend this money.
Question 7: How to save money and plan to write down every consumption for 10 minutes, one small note every week, one big note every month, and slowly reduce unnecessary consumption
Question 8: How can I save money? In daily life, do you also feel like this: In fact, you don’t buy anything, but the money transferred to your salary card is fleeting. How can we save money and spend it wisely? This article teaches you a few tips.
Playing the time gap
Playing the time gap is a basic way to save money. The smallest area is "time-sharing electricity meter", which slightly postpones the concentrated electricity consumption time to after 10 pm, staggering the daily peak electricity consumption, and you can enjoy a half-price discount; the most typical area is travel, "Golden Week" travel Because we are crowded together with people all over the country, it is time-consuming and labor-intensive and we have to pay for more expensive tickets, which often makes people miserable. The way to change is also very simple, use paid leave and postpone the holiday for one to two weeks. Of course the scenery you see is different! When buying discounted air tickets, it is relatively cheaper to buy morning and evening tickets when there are fewer passengers. As for going to the cashier to enjoy a few hours of discounted singing, having afternoon tea at a high-end restaurant, or buying clothes when the season changes, you are actually sacrificing sleep time to save money.
What also makes a fuss about time is the choice of fund back-end charging model. The purpose of fund companies launching discounts is to prevent funds from being redeemed prematurely. From an investment perspective, there is no need to rush to redeem the fund within a year. Choosing a fund means having confidence in its operation, as long as you estimate your own If your confidence can be maintained for one year, you can choose back-end charging to enjoy preferential rates.
Play the "wholesale" card
Individual power is limited but collective power is unlimited. Group buying is the best embodiment of playing the "wholesale card". One person does not have much competitiveness when talking about prices, but it is another matter when several or dozens of people join forces to talk about prices. This is also an important reason why most group purchases can avoid negotiating directly with manufacturers. Small items such as home appliances and large items such as cars can be purchased at a discounted price through group purchases.
In fact, for other purchases, such as installing a balcony window at home, you might as well negotiate with a few friends to get a good price!
Organizing a group tour is also one of the best tips. A class reunion trip is inherently a happy event. If someone has a tour guide certificate and can gather 15 people for a group trip, not only can they enjoy a lower discount on air tickets, but they can also save money. The ticket fee for students is at least 20, and this "wholesale" card is very tempting.
Sacrifice some of the comfort of life
The premise of new frugality is not to reduce the quality of life. Under this premise, it is certainly feasible to sacrifice a little comfort and save a few dollars. For example, karaoke, during the prime time period in the evening, the full price is expensive, but if you sacrifice your time to sleep in in the morning and gather friends to go to the cashier early in the morning, the price is only 30% off. After a hearty meal, right? Do you think it’s worth it?
The price difference between assembled computers and brand-name computers is entirely at the expense of comfort. Branded computers, while having high prices, almost provide "fool service". The computer can be delivered to your home and can be used for regular operations. It is especially suitable for children or beginners to use computers, and the brand warranty can save you a lot of worries. The assembly machine has to do all this independently. To a certain extent, this is also the price of saving money!
Time and energy exchange for money
It has long been pointed out that financial management is more of a hard work, and frugality, of course, also requires a certain amount of time and energy. Collecting advertisements is a laborious matter, which may require you to call on your family to do it together. Discount cards from supermarkets, discount advertisements in newspapers, discount coupons in "Cool Bung", and be sure to download and print KFC online. McDonald's coupons, all of which require special tools to store, which is difficult for those who are not willing to do it.
The money-saving tips for fund switching also require time and energy. After all, you need to go through an extra step in addition to the normal procedures. People who have sold their houses and rented them have to shoulder more trivial matters in terms of time and energy. As you can imagine, having to go to an agency, a bank, a trading center, and a client will already make people complain. Many people have also changed their jobs. He wanted to buy a house or rent a house, but he was afraid of the hassle, so he maintained the status quo. It seems that wealth still favors hard-working people. Otherwise, how could millions of dollars in cash come into his hands?
Utilize advanced technological tools
The representative figure is the Internet generation. For example, the Internet plays a very important role in the group buying process. It brings together netizens with similar needs to bargain. If you only rely on word of mouth among friends, it obviously will not have such great appeal. Mr. Liang's online remittance just caters to the bank's promotion of electronic banking business promotions. It has the characteristics of the times and practical discounts. In fact, if you look at CCB’s “Express Huitong” preferential measures, you can also understand that electricity...gt;gt;
Question 9: Six habits to develop on how to save money and manage finances
Habit 1: Keep track of your finances.
If you can measure it, you can understand it; if you can understand it, you can change it. Financial planning is impossible without consistent, organized, and accurate records. Therefore, at the beginning of starting a financial plan, it is very necessary to record your income and expenditure in detail. A good record can enable you to:
1. Measure your economic status - this is the basis for formulating a reasonable financial plan.
2. Effectively change the current financial management behavior.
3. Measure progress toward goals.
What needs special attention is that you must keep good financial records and create a file so that you can know your income, net worth, expenses and liabilities.
Habit 2: Clarify values ??and financial goals.
Understanding your own values ??can help you establish financial goals and make them clear, specific, real, and feasible.
Without clear goals and directions, you will not be able to make a correct budget; without enough reasons to restrain yourself, you will not be able to achieve your desired goals in 2, 20, or even 40 years.
Habit 3: Determine your net worth.
Once you have your financial records in place, it's easy to calculate your net worth -- which is how most financial experts calculate wealth. Why is it necessary to calculate net worth? Because only by knowing your annual net worth can you understand how far you have progressed towards your goals.
Habit 4: Know your income and expenses.
Few people know how their money is spent, or even how much income they have. Without this basic information, it is difficult to make a budget and use it to rationally arrange the use of money. It is unclear where to spend money, and it is impossible to make reasonable changes in spending.
Habit 5: Make a budget and implement it accordingly.
Wealth does not refer to how much you earn, but how much you still have. It sounds like making a budget is not only boring, cumbersome, but also seems too contrived, but through budgeting, you can find where large sums of money go in the bits and pieces of daily expenses. Moreover, a specific budget is very beneficial to us in achieving our financial goals.
Habit 6: Cut expenses.
Many people complain when they first start out that they cannot afford to invest more money to achieve their financial goals. In fact, the goal is not achieved by relying on large investments. Cut expenses and save every dollar, because even a small amount of investment may bring a lot of wealth. For example, if you save an extra 100 yuan every month, what will be the result? If you start investing when you are 24 years old and can get an annual profit of 10%, you will have 20,000 yuan when you are 34 years old. The longer the investment period, the more obvious the effect of compound interest. Over time, the profits from savings and investments become even more apparent. So the earlier you start and the more you save, the more your profits will grow exponentially; good luck to you.
Question 10: How to learn to save money. Every friend needs to learn how to save money. Although it is bit by bit, if you do it for a long time, you can save a lot of money in a year. Tips on saving money in life can teach you how to save money easily and at the same time nourish your life. Kill two birds with one stone. The following is a comprehensive sharing of tips on saving money in life. As long as everyone pays more attention and takes more actions, saving money can be done easily.
Tips to save money 1. Invite friends to your home for dinner
You don’t always eat out at restaurants, which takes up a lot of resources but actually the guests and hosts fail to enjoy themselves. In fact, the return of family warmth is what people really need in their hearts. Inviting friends to dine at home not only reflects the host's respect for the guests, but also creates an intimate and harmonious atmosphere. DIY arrangements of flowers and candles, as well as thoughtful recipe design, consume less and gain more.
Tips for saving money in life 2. Strategies to save money on long-distance calls
If you make a lot of long-distance calls every month, or have relatives and friends abroad who often have to talk, the domestic calls will be 6 points, even if you call back to mainland China from abroad, it will also be 6 points. Calls are available 24 hours a day and the rates are amazingly low.
Tips for saving money in life 3. Cancel unnecessary functions of mobile phones
With the continuous development of communication technology, the functions of mobile phones are also diverse. For example: call transfer, three-way calls, weather information services, secretary desk services, etc. Some of these businesses require fees. There are other international long-distance, international long-distance IP functions, and voice station dialing functions. If they are not necessary, you can apply to cancel them. In order to reduce the loss of phone bills caused by misdialing or accidental calls by children. In addition, try to use landline phones at home or in the office, which not only saves phone bills, but also reduces the radiation that mobile phones bring to the body.
Tips for saving money in life 4. Don’t pay for emotions
Don’t go shopping when hungry, angry, or before menstruation. Because it’s easy for you to make impulsive purchases at this time, don’t make this costly mistake. During lunch breaks in the office, learn to bring a small amount of money with you for shopping.
If there is something you really like, write it down. Maybe on the way back to withdraw cash, you will feel that you don’t actually have to buy it.
Tips for saving money in life 5. Keep necessary information when buying home appliances
When buying home appliances, you need to buy products and brands that have after-sales service. Keep the invoice and warranty card properly. If you encounter problems during the warranty period, workers can come to your home for free. When buying discounted products, pay attention to whether they can be returned, exchanged or guaranteed. Most of the time, discounted products cannot be returned, exchanged or under warranty. Once something goes wrong, you need to repair it yourself, which is not cheap in detail.
Tips for saving money in life 6. Keep accounts, big and small
Keeping accounts, this seemingly trivial habit, can help you understand the flow of money every month. Check whether unnecessary expenses are incurred and save you money. Sometimes, you may even give up your temporary desire to buy because you find it troublesome to keep accounts. Remember, what GH wants to teach you is not to curb consumption, but to consciously and rationally plan your finances.
Tips for saving money in life 7. Buy air tickets that are cheaper than train tickets
When purchasing air tickets privately, the booking time is a critical factor. If your itinerary has already been decided, you might as well book your tickets in advance. You can usually get the lowest price if you book in advance. If it is a last-minute itinerary, you can usually get a certain discount through an agency. In addition, develop the habit of accumulating miles. Large airline alliances will allow you to avoid wasting almost every kilometer. You can redeem various gifts on a regular basis, which is also a bonus.
Tips for saving money in life 8. Save money by planning a personalized vacation
Don’t join in the fun during festivals or peak seasons. High travel expenses are often followed by discounts. Service and mood. If you choose to travel during the off-season, not only will the prices of air tickets and hotels in various places drop, but the quotes of travel agencies will also generally drop. Joining a group tour is still the most cost-effective and worry-free way to travel overseas, but as people pay more and more attention to personalization when traveling, self-guided tours have become the new favorite for holiday travel. In this regard, GH's opinion is that you can book rooms and tickets through agencies, suggest itineraries, and make fine adjustments according to your own needs, such as changing flight times and hotel rooms. A similar "semi-self-service" model not only saves money and trouble, but also saves worry.
Tips for saving money in life 9. Pay attention to supermarket shopping
Many supermarkets will have discounts on fruit plates, salads, pastries, cooked food, etc. in the evening, and the price may even be half of the price on the label. None. When buying daily necessities, supermarket own brands can be said to be of high quality and low price. Their quality is usually the same as branded products, and the price can be much cheaper. It's also a good idea to buy local brands of painkillers, which are often just as effective. ...gt;gt;