Platform strength

The New Orange Stage is an online lending platform jointly operated by Jinzhong Longxin Internet Microfinance Company and Liu Xin Big Data Technology Company, and its shareholders include Softbank China Capital and Qihoo 360. From the perspective of platform strength, the new orange staging is not very bad, but there is no way to compare it with Lending Treasure and Pleasant Loan. It can be seen that the reliability of new orange staging belongs to the middle level.

Mode of operation

New orange installment is a pure credit loan platform, which does not need mortgage and guarantee, and does not require high application materials for borrowers. Generally speaking, borrowers can apply for new orange installment as long as they provide ID card information, mobile phone number information, bank card information and sesame score of 580 or more. In the whole process, the risks we have to bear are still relatively small.

User Experience

From the perspective of user experience, the new orange staging is ok, and few people vomit or complain about this online lending platform. However, when using it, you still need to read the loan contract carefully to understand the loan interest and the payment method of interest.

1. Can New Orange be repaid in installments through negotiation?

According to the experience shared by netizens, the new orange borrowed 3,000 yuan in installments and only received 2,500 yuan for a period of three months. The first installment 1 136 yuan has been paid, and the remaining bills will be settled by 1500 yuan after the unpaid amount is directly negotiated with the platform.

It seems feasible to negotiate repayment. You can try. However, it should be reminded that not everyone can negotiate successfully. After all, the platform exists to make money. It is best to provide your own debt certificate, indicating that you have been unable to repay.

Second, what will happen to the new orange if it is staged?

Some users also said that the non-compliant interest rate of the new orange is too high and they intend not to pay it back. If you have this idea, you need to bear the following consequences.

1, collection: At that time, the contacts in the address book will be implicated and will be under the pressure of constant collection.

2. Blacklist of online loans: Once the overdue records are saved, it will be difficult to apply for online loans on other platforms in the future.

3. being sued: if the platform determines that you are intentionally overdue, then it is very likely that you will go to court.