1. Background of the establishment of rural commercial banks:
Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that there will be no new rural cooperative banks, and all rural cooperative banks should be transformed into rural commercial banks. Cancel eligible rural credit cooperatives and encourage the reorganization and formation of rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily push forward the provincial reform, and gradually establish a new type of Federation and provincial association relationship with the property rights of grassroots legal persons as the link, equity as the link, and the actual interests of the same body as the constraint and supervision.
2. Other banks, card numbers and fees:
The data shows that there are nearly 3.4 billion magnetic stripe cards in the market that need to be replaced. The industry believes that changing the "core" charging standard requires further regulation by the regulatory authorities. Some banks charge consumers for transferring magnetic stripe cards to chip cards, which has caused heated discussion. In this regard, the Consumers Association believes that the "core" of bank card replacement should be borne by the banks themselves.
At present, the bank charges the same for the replacement card. IC cards of banks such as ICBC and Minsheng Bank are all exchanged for free. Most other banks generally exchange 10 yuan for credit cards in 20 yuan. There are also banks that say 40 yuan
4. ICBC is free, and the account numbers of 9588, 62208, 62 127 cannot be changed. China Agricultural Bank will charge as much as 40 yuan for the first IC card before the end of this year, but the cost of the first IC card will be reduced by 80%. Before March 3rd1,the magnetic stripe cards collected by China Bank shall not exceed those of 5 yuan. A new card is worth 5 yuan. The card number at the beginning of 6 cannot be changed, but the card number at the beginning of 4 needs to be changed. The highest card in CCB 40 yuan, Beijing Branch, costs no money and does not guarantee the number. The card number at the beginning of 6 can change with the card number, and the card number at the beginning of 4 cannot be guaranteed. The production cost is not uniform in practice, but in fact, most of them do not charge the production cost, and replace the same number card and damaged card.
5. Bank of Communications cards are limited to 20 yuan, ordinary cards and new IC cards are limited to 20 yuan. Free replacement or new card, such as ward card, bank financial card, salary card, salary card, gold card, etc. When changing cards, 17 card cannot be insured, and 19 card can be insured.
6. Maximum amount of China Merchants Bank 10 yuan. There is no charge for replacing gold cards and above. Generally, it is also free to apply for an M+ card in Beijing. Different outlets will have corresponding fee reduction policies, such as card opening province 1000 yuan, and the cost can be reduced. You cannot change your card number. In China CITIC Bank, the highest is in 20 yuan. Free 20 yuan for Puka, Gold Card 10 yuan, Platinum Card and above. You cannot change your card number. There is no handling fee for the replacement card of Minsheng Bank before July 2065438 and 2005. UnionPay debit card, gold card, diamond card, merchant card, family card and salary financial card can all be replaced. However, UnionPay postal wealth management card does not support IC card.