What does the same city mean?

The general meaning of the same city is the same city, but the same city in bill settlement is the same bill settlement area.

The same bill exchange area refers to the settlement of funds between enterprises, institutions and individuals whose payees and payees are in the same city or specified area and do not open accounts in the same bank. The account-opening bank will hold the relevant settlement bills to Specified locations are exchanged with each other. Through this kind of exchange, banks do not have to transfer money one by one and pass bills separately, which can reduce the intermediate links in fund settlement, save manpower and shorten the transit time of bill funds

For example, Beijing, Tianjin, and Some cities and counties in Hebei belong to the clearing area with the word "Beijing". The same clearing area is not necessarily in the same province or city

The same city generally refers to the same city. If it is a municipality directly under the Central Government, suburban counties can also be considered the same city. . If it is a small or medium-sized city, the same city does not include county-level areas. Each county-level city is independent and not considered the same city.

What are the tickets used in the same city? What are the bills used in other places? What are the ones that can be used in the same city and away from home?

The situation in different places is different. My clearing clerk is in Yantai. The instruments used in the same city include checks and cashier's orders. The types of bills used include bank drafts, commercial bills, bank acceptance bills and commercial acceptance bills. Notes that can be used in different places can be used in the same city. Since June 26 last year, transfer checks can also be used nationwide. In other words, the only instrument that can be used in the same city is the cashier's check.

I don’t know the situation in other places, but they are similar. I wonder if the answer is satisfactory?

What are the specific procedures for issuing intra-city bills?

1 Intra-city settlement method (1) Check settlement The most important or large-scale intra-city settlement method of commercial banks is check settlement. Check settlement is a process in which bank customers issue checks based on their deposits and overdraft limits in the bank, and order the bank to pay a certain amount of money from their account to the payee, thereby realizing the allocation of funds and settling the creditor's rights and debts. (2) Bill check and transfer system. This is a method of settling funds through direct debiting without writing a check. (3) Direct credit transfer and direct debit transfer. These two settlement methods were developed on the basis of automated clearing houses. The automated clearinghouse exchanges tapes rather than checks. It uses electronic computers to process the tapes sent by each bank to achieve fund settlement in different banks. (4) Clearing House Automatic Transfer System. This is a system for allocating funds among peers in the same city.

I would like to ask: What is the difference between the same clearing area and the same city?

The same bill exchange area: refers to the fund settlement between enterprises, institutions and individuals where the payee and payee are in the same city or specified area and do not open accounts in the same bank. The bank that opens the account will hold the relevant settlement bills. Exchange with each other at the designated location. Through this kind of exchange, banks do not have to mark payments one by one and pass bills separately, which can reduce the intermediate links in fund settlement, save manpower, and shorten the time of bill funds in transit. For example, Beijing, Tianjin, and some cities and counties in Hebei belong to this category. The word "Beijing" refers to the clearing area. The same clearing area does not necessarily mean the same city in the same province or city. It generally refers to the same city. If it is a municipality directly under the Central Government, suburban counties can also be regarded as the same city. If it is a small or medium-sized city, the same city does not include county-level areas. Each county-level city is independent and not considered the same city.

What is intra-city bill exchange?

Intra-city bill exchange is the abbreviation of intra-city bill exchange business. Intra-city bill exchange refers to a method in which commercial banks within the same city (or region) exchange bills collected and paid on behalf of each other at regular intervals and at fixed points, and settle fund balances. Intra-city bill exchanges are centrally supervised and cleared by the People's Bank of China.

There are mainly two specific methods of intra-city bill exchange:

The first type is intra-system bill exchange between commercial banks in the same city. The bank in charge of the commercial bank in the same city will take the lead to organize the exchange of bills collected and paid by the business institutions within the jurisdiction, transfer them through the current account of the branch office in the same city, and clear the bank through the current account of the inter-bank office on the same day or regularly.

The second type of cross-system bill exchange between commercial banks in the same city. According to the establishment of each commercial bank institution and the opening of a deposit account with the central bank, funds are prepared and liquidated through the central bank.

What does China Construction Bank (transfer account for single real-time clearing of bills in the same city) mean? 5 points

It means that due to various reasons during intra-city real-time transfer, all transfers have not been completed, and the account is temporarily posted in the clearing transfer account, waiting for further processing.

What is the difference between intra-city bill exchange and remittance?

Intra-city bill exchange refers to the business of clearing bill funds between banks in the same city through the People's Bank of China bill exchange system.

Remittance refers to the inter-bank payment through the internal clearing system of commercial banks or the People's Bank of China. The clearing system conducts the business of transferring funds to other places.

What does the bank that submits the bill refer to?

The bank that submits the bill to the same city refers to the banking financial institution where the drawee opens an account. The issuing bank refers to the banking financial institution where the note holder opens an account. Please refer to the "Business Processing Measures for the National Check Image Exchange System". Looking for advice from experts

What are the concepts of "same city" and "same bill exchange area" involved in checks and bills of exchange?

Intra-city refers to the bank network within the jurisdiction of a certain city or the jurisdiction of a municipality, district or town. The same bill exchange area is an area where banks are networked together and cannot cross provinces. It generally refers to a bank network in several cities in a certain province, but transfer checks are used. If it exceeds the scope, payment will be made by bank draft or wire transfer. For example, in Ruian City, which is under the jurisdiction of Wenzhou City, transfer checks can be collected and paid in Ruian or Wenzhou. Wuhan, Jingzhou and other five cities are connected to the Internet, and transfer checks can also be used, but wire transfers or money orders can also be used.

For details, please contact the bank where the account is opened by check or money order