1, there is money to spend

Du Xiaoman Finance, a formal licensed loan brand, you can official website or cell phone app store to download the Du Xiaoman app for loans, up to 200,000 yuan, the lowest annualized interest rate of 7.2%, the fastest 30 seconds for approval, 1 minute money to the account.

2, Jingdong gold bars

Jingdong Finance, a formal licensed institutions products, can be through the Jingdong Finance app or Jingdong shopping app channel for loans, up to 200,000, the lowest annualized interest rate of 7.2%, the official claim that the fastest 10 seconds can be disbursed to the bank card.

3, 360 lending

360 digital science, the leading formal lending platform, you can directly download the 360 lending app to apply for a loan, a minimum of 500 yuan to start borrowing, up to 200,000, the annualized composite interest rate of 7.2%, 40,000 yuan borrowing up to 30 days interest-free, ultra-fast to the account.

4, installment music

Lexin's products, designed for young users aged 18-40 years old to provide safe and convenient lending services, directly download installment music app can be processed, up to 200,000 yuan of the loan amount, the newcomer to borrow money up to 10,000 can be the longest interest-free 30 days.

5, Zhaolian financial

Approved by the China Banking and Insurance Regulatory Commission (CBIRC), established by China Merchants Bank and China Unicom*** with the formation of the cell phone application store direct search Zhaolian financial can be downloaded, can be 7 * 24 hours at any time borrowing, the maximum loan amount of 200,000, the longest sub-36 period of repayment.

6, Zhongyuan consumer finance

Zhongyuan consumer finance is a good cell phone loan platform, by the Zhongyuan Bank initiated the establishment. The loan product of Zhongyuan Consumer Finance, Ticanghua, can provide you with a loan of not more than 200,000 yuan, supporting 7x24 hours to withdraw cash.

7, Immediately Finance

Immediately Finance is a cell phone loan software under the supervision of the CBRC, which can provide you with a cash loan of 1,000-8,000 yuan for a period of 6-18 months. Because it is a platform that is supervised by the relevant state departments, Immediately Finance is still relatively formal.

8, Ping An Puhui

Ping An Puhui is a ringing mobile loan software, belonging to the Ping An of China's loan platform. The software can provide you with a variety of credit products, such as platform i loan, life insurance loan, O2O borrowing, salary loan and so on. The loan amount of this software can reach 300,000 yuan, and the loan period can generally reach 36 months.

9, particulate loan

Microparticle loan is a small lending product of Tencent's micro-banking, the opening method is more arrogant, using a white list invitation system, but the loan amount is very considerable. Generally just opened only a few tens of thousands of quota, but also need to follow up slowly raise, more use more installments to ensure on-time repayment, these are helpful to raise the amount.

10, Chanting

Chanting is Alipay's cash lending product, which supports the borrowing of cash, with a maximum loan amount of 300,000 yuan, and the interest rate is calculated on a day-to-day basis, with a range of daily interest rates of 0.015%-0.06%, which is currently not supported by the user's initiative.