third party liability insurance (hereinafter referred to as "three liability insurance") refers to the economic responsibility that the insured or its authorized driver should bear according to law when an accident occurs in the process of using the insured vehicle, resulting in personal injury to a third party or direct loss of property, and the insurance company is responsible for compensation.

the compensation scope of the third party liability insurance is as follows: 1. Medical expenses; 2. Nursing expenses; 3. Lost time; 4. Food and beverage expenses; 5. Transportation expenses; 6. If disability is achieved, there will be disability expenses.

It should be noted that the third party liability insurance will not compensate in the following four cases: 1. Hit and run; 2. The driver is not responsible; 3. drunk driving; 4. Hit a family member with your car.

according to article 8 of the motor vehicle insurance clauses, the maximum compensation limit of third party liability insurance for each accident is divided into five categories: 51,111 yuan, 1,111 yuan, 211,111 yuan, 511,111 yuan and 1,111 yuan. The insurance costs are 811 yuan, 1141 yuan, 1251 yuan, 1511 yuan and 1651 yuan respectively, and the insured can choose to take out insurance voluntarily.

this clause stipulates the maximum compensation limit for each accident of the third party liability insurance, and the amount is also the basis for the insurer to calculate the insurance premium.