1. Guangfa Bank was established in September, 1988 with a registered capital of114.08 million yuan, and its headquarters is located at No.713, Dongfeng East Road, Yuexiu District, Guangzhou City, China. Approved by the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River. It is one of the earliest joint-stock commercial banks in China. On April 8th, 201/year, the original registered name of Guangdong Development Bank Co., Ltd. was changed to Guangdong Development Bank Co., Ltd., hereinafter referred to as Guangdong Development Bank; The English name was changed to "China Guide Bank". By the end of June 2020, the total assets of Guangfa Bank were 2.8 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% over the beginning of 2020. In the first half of 2020, Guangfa achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
2. The application conditions of Guangfa Credit Card are as follows: The most basic conditions for applying for a credit card are 18 years of age, and a stable job and income source; Good credit record, fixed job, social security or deposit, easy to pass. ID card and good credit record are the most basic information. The application skills of Guangfa Credit Card are as follows. The more complete the information on the application form, the more reliable the bank is to you, and the easier it is to issue cards. The best way to choose a simple channel is to apply online or get a credit card from a credit card salesperson. Applying for a credit card online is convenient and fast, and the application speed is nearly twice as fast as that of the counter. Find a credit card salesman to handle it. Not only is it fast to handle the card, but it can be activated directly on the mobile phone without networking. To apply for a card, you can apply for a credit card of Guangfa Bank with the credit card of another bank you hold as a voucher. In this way, the approval speed is fast, and the amount of the card will be higher than the existing card. Please note that the existing card should be used for more than 1 year.
3. The credit record must be good. A good credit record will make your second batch of credit cards no longer a dream. No overdue or other bad credit records within two years. The method of filling in the form is as follows: Marital status: Married with children has the highest score because it is relatively stable. Education: Higher education will add points, at least bachelor degree or above. Housing situation: self-purchase without loan, extra points. Explain that the economic strength is good and there is no burden. Personal annual income: the more the better, but don't exaggerate. Current address and length of stay: The more detailed the better. Fill in the street and house number.
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China Guangfa Bank 9.2.3