If I had 200,000 in my hand now, I would go for fund investment. From the current situation, 200,000 yuan to do investment is more appropriate, of course, this needs to be based on the individual investment situation to see. I like to do this kind of risky investment, risky at the same time also means that it will have a higher return. Like some people he has 200,000 words, may go to do financial management, this time will go to buy some financial products, or to buy trust products, these types of products are characterized by a very stable, basically will not have a loss, you can make money without losing. The fund is not the same, the fund it has a certain risk, that is to say, there will be the possibility of loss, from the situation I now come to buy the fund, the total **** is also a loss of very much. But the purchase of funds is actually a long time things, in a short period of time no gain is more normal, generally at least to stretch the time to a year or even three years to have a more stable income, short-term market is actually need to be based on the market market to judge, this time with is unstable.

The longer the timeline, the more stable the yield will become. Generally speaking, if you hold it for more than a year, you basically won't lose any money, unless you encounter a particularly bad market, then this time will have a great impact on your earnings, otherwise normally, it is possible to have some stable earnings. For example, some funds, it is in the past year's overall increase is even more than 100%, then this time in the hands of 200,000, if you happen to buy a fund, it is the income plus principal is 400,000, to achieve a doubling of the growth, such a high yield is certainly very many people want to have, and at the same time, it also need to bear a certain amount of risk.

So when I have 200,000, I will be based on their own personal investment and financial planning to determine what kind of investment products they need to buy, and this time I will go to choose to invest in the fund, because the fund relative to the stock for its risk and return will become smaller, is the scope of what I can afford to buy stocks. If it is beyond my ability to bear the risk, but also can not go to the purchase of peace of mind, then this time to choose to fund investment is a good way.