That 2000 yuan is not a deposit, but only a share, that is, you are his shareholder in this bank, and you will get a dividend according to his business performance at the end of the year. Shares can be transferred according to the bank's articles of association. This kind of thing depends on the company's performance, and it is reluctant to pay dividends. If you can pay dividends, the bank's stock should be said to be good. You can basically achieve a return of about 10% every year ~ If they go public, you will make a profit, hehe, banks usually go public at a price several times of 10, and your current 2,000 yuan will become 20,000 or even more if it is not fixed ~