where can I get a loan for my business license?

With the business license, you can apply for loans from banks, consumer finance companies and microfinance companies.

first, agricultural bank of China micro-credit loan. It is a business license loan business launched by Agricultural Bank of China, which is mainly provided for small and micro enterprises. Borrowers can apply through online banking and mobile banking. At present, the maximum loan amount of agricultural bank of China micro-credit is 1 million, and the loan period is 12 months.

second, micro-business loans. Micro-industry loan is a fund loan service provided by Weizhong Bank for small and medium-sized enterprises. Generally speaking, taxpayer enterprises, small-scale taxpayer enterprises or individual industrial and commercial households can apply for loans. And the upper limit of the loan amount is 3 million, and there is a chance that the annualized interest rate will be as low as 3.6%, subject to the specific data after applying for the loan amount.

In short, it has a stable business place, can provide tax registration certificate, is in good business condition, and has collateral recognized by the lending institution, and the lender must have its own funds, stable income and good credit status, and can handle business license loans on all platforms. For example, Baidu has money to spend, online business loans, China Construction Bank understands you, and Dianrong Food Loan can all apply for business license loans. What are the corporate loans that can be loaned with a business license? Must see!

Now many people who have just left campus or worked for a few years are planning to start a business. The first thing to be solved is the problem of insufficient funds. There have been many enterprise loan platforms. As long as everyone has a business license and meets the basic conditions, they can apply. Today, let's take a look at a few, so you can learn about them.

1. China Construction Bank-Maximum credit for tax loans: 3 million. Credit term: 1 years. Repayment method: monthly interest (interest before principal). Credit conditions: 1. Small, medium-sized enterprises and individual industrial and commercial households with enterprise registration time of more than 2 years and tax payment level of AB. 2. The annual tax payment is more than 51,111 yuan, and there is no tax violation. 3. The liabilities of the enterprise and the applicant are not higher than 5 million, and the applicant is 23-61 years old. 4. The applicant is not overdue at present, and the longest overdue in the past is no more than 91 days.

2. Maximum credit of Weizhong Bank-Excellent Tax Loan: 3 million credit term: up to 36 months. Repayment method: interest is calculated on a daily basis, and the loan is repaid with the loan (average 13,111 yuan). Credit conditions: 1. Most parts of the country can operate, and the enterprise has been registered for 2 years. 2, nearly a year to pay tax of more than 21 thousand yuan, the tax level ABCM level. 3. The applicant is 25-61 years old and has good credit information.

3. Maximum credit line of Agricultural Bank-Agricultural Tax Loan: 3 million. Credit term: 1 years. Repayment method: 5% per year. Credit conditions: 1. The enterprise has been registered for more than two years, and the applicant is 23-61 years old. 2. The annual tax payment is more than 1,111 yuan, and the tax payment level is AB. 3. The liabilities of enterprises and individuals are less than 5 million. 4. Shareholders whose legal person accounts for more than 51% of the shares and more than 25%. What are the platforms on which the business license can be loaned?

The platforms on which the business license can be loaned are listed as follows:

1. Have money to spend. Users are required to meet the age requirement of 18-55 years old, and the corresponding second-generation ID card and debit card must be submitted during the application process. It should be noted that the application only supports debit cards, and the application card is also the user's loan bank card, while the ID card cannot be a temporary, expired or first-generation ID card.

2. Fast loan for small and micro enterprises. There are credit fast loans, mortgage fast loans, pledge fast loans and platform fast loans under small and micro enterprises' fast loans. The corresponding loan amount, loan term and loan interest rate are different for different small and micro enterprises' loan products, and of course the corresponding processing conditions will be different. You can log on to China Construction Bank official website and click to view it under "Small and Micro Enterprises-Apply Now-Apply for Quick Loan".

3. Micro-credit. Micro-industry loan is a fund loan service provided by Weizhong Bank for small and medium-sized enterprises. Generally speaking, taxpayer enterprises, small-scale taxpayer enterprises or individual industrial and commercial households can apply for loans. And the upper limit of the loan amount is 3 million, and there is a chance that the annualized interest rate will be as low as 3.6%, subject to the specific data after applying for the loan amount.

Extended information:

1. What materials are needed for a business license loan

In addition to the business license, the borrower must provide his identity certificate, marriage certificate, address certificate, etc., and at the same time, he must provide the bank account for more than half a year. The more complete the information, the more favorable it is to apply for a loan.

Second, the application process

1. The borrower will prepare the above information and submit it to the lending institution;

2. The lending institution shall review the materials and conduct a pre-loan investigation on the borrower;

3. After investigation, both parties signed a loan agreement;

4. After the agreement is signed, the lending institution issues loans;

5. The borrower repays the loan according to the contract.

ii. business license

a business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in a certain production and business activities. Its format shall be uniformly stipulated by the State Administration for Industry and Commerce. The registered items are: name, address, person in charge, amount of funds, economic composition, business scope, business mode, number of employees, business period, etc. The business license is divided into original and duplicate, both of which have the same legal effect. The original shall be placed in a conspicuous position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred. Without a business license, industrial and commercial enterprises or individual operators are not allowed to start business, and they are not allowed to carve official seals, sign contracts, register trademarks or advertise, and banks are not allowed to open accounts. How to get a loan for a business license

The ways of online loan for a business license are as follows:

1. Dianrong Food Loan is an online loan designed for catering enterprises to help them open branches and decorate storefronts. The maximum loan amount of Dianrong Food Loan can reach 1 million yuan, and the minimum daily interest rate is only 1.14%, with automatic repayment every day as soon as 1 days.

2. Agricultural Bank of China Micro-credit, which also serves small and micro enterprises, can be applied through online banking and mobile banking. The loan amount of agricultural bank of China micro-credit can reach 1 million, and the loan period is 1.2 months.

3. Micro-enterprise loans from Weizhong Bank. Micro-enterprise loans from Weizhong Bank can be handled with business licenses. The main open areas are Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan, Chongqing, Yunnan and Jiangxi. The loan amount of small and micro enterprise loans can reach 3 million yuan, and the longest loan period is 36 periods.