1. Yirendai is a legally operated Internet finance company, which is operated by Yirendai (NYSE:YRD). As one of the leading Internet financial platforms in China, Easy Loan is committed to providing convenient and safe lending services for individuals and small and micro enterprises.

2. Easy-to-enjoy loan is a loan product, which provides flexible borrowing methods according to personal credit evaluation and financial situation. Under normal circumstances, the repayment method of a loan is to repay the principal and interest in an equal amount according to the agreed period.