I have been saving money in Xintong. Let me briefly talk about my feelings according to my personal understanding. Now cooperatives are everywhere. To distinguish their safety, you need to know who is the boss behind the cooperative, whether you have heard of this person, and whether you recognize this person. Bai Shebin, the owner of Yongnian Xintong Cooperative, ranks among the top five in Yongnian Rich List. The enterprises under its name include real estate, catering, logistics, standard parts, agriculture and grain base and so on. Bai Shebin has worked hard for decades in Yongnian, with ups and downs all the way, and has always been very steady in dealing with people and doing business. The leaders of many cooperatives have no economic foundation. They all pay high interest to the people, and after collecting funds, they either squander or invest. Only when there is income from investment can people's money be guaranteed to be distributed with dividends, which is very risky. Xintong cooperative is much safer and more reliable than other cooperatives, and it is also very convenient to deposit and withdraw money. On several occasions, money was badly needed, and hundreds of thousands of people said they would take it and never defaulted.