1, credit card amount: try to control the credit card amount in each period between 50% and 80% of the total amount, but the single consumption amount does not exceed 30% of the total amount.

2. Number of small-sum multiple transactions: Guangfa Bank prefers small-sum multiple transactions, and it is best to swipe more than 20 cards every month, and occasionally it can spend a lot.

3, diversified consumption: don't just spend in one place, to diversify consumption, for example. Supermarkets, beauty salons, gyms, entertainment places, restaurants, etc.