3M initials According to the introduction of Shaanxi Credit Cooperatives, we can know that the luminous word of Shaanxi Credit Cooperatives is 3M. Shaanxi, referred to as "Shaanxi" or "Qin" for short, is a provincial administrative region of People's Republic of China (PRC), with the provincial capital An, located in the hinterland of China, in the middle reaches of the Yellow River, and bordering Shaanxi and Henan in the east.