April 16, Inner Mongolia Chifeng Municipal Party Committee Propaganda Department of the official micro-signal "Chifeng release" released "Chifeng City issued a number of measures to stabilize housing consumption during the epidemic prevention and control" (referred to as "Measures"), "Measures" *** counting 5, clear as soon as possible to promote the sale of real estate, real estate agents and brokers to resume work; to promote the commodity housing The measures **** five articles, clear as soon as possible to promote the sales office, real estate agency brokers resumed work; to promote the commercial housing pre-sale; to increase the use of housing provident fund; to encourage individuals to buy a home; vigorously implement the "Internet + services.
In terms of encouraging individuals to purchase homes, the "measures" mentioned that since the date of this notice, to take the "first levy and then subsidize" way to give tax financial subsidies. Individuals purchasing new commercial housing residential (subject to the date of the first net signature), according to the actual amount of tax paid on their purchases of housing 50% to give financial subsidies; individuals purchasing garages, parking spaces, barns and other underground products, according to the actual amount of tax paid on their purchases of housing 100% to give financial subsidies; stock of housing (including parking spaces, etc.) for trading, real estate rights certificates can be obtained to list for trading and according to the actual amount of tax paid on their housing 100% to give financial subsidies! The financial subsidy will be given at 100% of the actual tax paid for the house.
The expert pointed out that although the policy did not mention the abolition of the sale restriction, but in fact has done the abolition. He said the policy makes it clear that "the stock of housing (including parking spaces, etc.) for trading can be listed and traded after obtaining the real estate right certificate", while previously, according to the "Opinions on Further Regulating the Order of Real Estate Development and Operation in the Central City and Promoting the Healthy Development of the Real Estate Market" issued by Chifeng City in June 2019, the purchase of newly built commercial residences is required to obtain a certificate of real estate rights for 2 years before listing and trading, this time apparently canceled the 2-year sales restriction period.
"Measures" also proposed to increase the use of housing provident fund, the purchase of new commercial residential housing, the stock of housing transactions, the family as a unit, the use of provident fund loans not more than two times, you can apply for a loan of 80% of the total price of the house, the maximum loan amount of 800,000 yuan.
This also means that a 1 million yuan home only needs 20% down payment.
In addition, the Measures also mentioned that the sales offices and real estate agency brokers will be promoted to resume work as soon as possible. The government of each area, the competent departments should not slacken in grasping the epidemic prevention and control and safety production work based on the promotion of real estate business institutions with the conditions for resumption of work as soon as possible to resume business, shall not set up to hinder the resumption of work of the examination and approval, filing and approval of the procedures, so as to do should be resumed as much as possible.
Promoting the pre-sale of commodities, the "measures" mentioned, during the epidemic prevention and control, the development and construction projects to complete the total investment of 25%, allowing sub-districts, block by block to declare the pre-sale of commodities license, complete procedures for the immediate issuance of pre-sale permits. Actively guide home buyers to make full use of the real estate information platform home viewing, encourage and support the real estate development enterprises to develop and build online sales platform, open WeChat public number, APP application, website and other channels, to provide home buyers with online display of properties, realizing that the home buyers through the platform remote viewing, online housing selection one-stop service. Preparing for the development and construction of online housing sales trading platform system.