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Tax and transaction process of second-hand houses in daye city, Hubei?
(business tax 5.6%+ deed tax 3%+ personal income tax 1%) × house price+registration fee = related expenses (houses below 144㎡ are exempt from property rights for 5 years, so business tax is still payable).

First, find intermediary information registration. Buyers and sellers go to the intermediary to consult the relevant policies of second-hand housing transactions, and the brokerage company matches the buyers and sellers according to the actual situation, and the buyers and sellers register the information of buying and selling houses respectively. In this link, it is very important for buyers and sellers to choose a real trust intermediary, which is directly related to the security of the transaction and the smooth handover of the house payment.

Two. The seller shall apply to the district or county real estate transaction management department where the house is located for the Notice of Approval of Listing, and go through the listing approval procedures. If it is a purchased public house, its housing needs to be stamped with three chapters. The first chapter covers the sales questionnaire, which is mainly used by the unit to prove the nature of land use and whether the property where the house is located is rented or allocated free of charge. The second chapter is stamped on the listing consultation form. Later, Beijing promulgated supplementary regulations and explanations. If there is no special agreement between the property owner of the purchased public houses and the original property unit, the original unit does not need to agree to seal it. Chapter III is stamped on the Confirmation Sheet of Listing Application, which shall be examined and approved by the real estate departments of all districts before the signing of the sales contract. Mainly from the table to review whether it belongs to several types of houses prohibited from listing in the Regulations. The following houses with property rights cannot be listed and traded: 1. Public houses in central directly under the authority; 2 military production, hospital (hospital) production, public houses produced by schools (schools) and office buildings in the compound of this unit; 3. The right to use the house; 4. Purchase at the standard price, and the remaining price is not made up at the cost price; 5 houses built on rural collective land, and second-hand commercial houses with rural property ownership certificates; 6 has been included in the scope of the demolition notice; 7. The house belongs to * * *, and others * * * don't agree to sell it; 8. The ownership is disputed; 9 has been mortgaged, and without the written consent of the mortgagor; 10. new housing difficulties will be formed after listing and selling; 1 1. is sealed up or the transfer of ownership is restricted according to law; 12. The house has been leased to others, and the seller failed to notify the lessee as required, thus infringing the lessee's preemptive right and other rights.

Three. Housing details assessment and inspection agency checks ID card and property right certificate (including whether the property right is * * *, whether the house is mortgaged, etc. ) and save it in the intermediary for the record. On-the-spot investigation by the intermediary to master the details of the house, such as the water supply and drainage of the ceiling, wall, bathroom and kitchen, whether there is structural decoration, whether there is selfless construction, and whether it occupies the roof platform and corridor. Preliminary evaluation provides reference for determining the selling price.

Four. After signing the house inspection agreement, the transaction intermediary signs the consignment agreement and the house purchase agreement with the buyer and the seller respectively. After the buyers and sellers confirm the house price and related matters, they sign the sales contract at the intermediary office. Generally, the contract should indicate the details of the seller's house and pay the agency fee. Generally, the agency fee is paid by the buyer, and the amount is 2.5% of the house price, but it is also charged to the buyer and the seller respectively. In order to reduce the possible risks in second-hand housing transactions, the following clauses are essential: 1. Basic information should be listed: the name, domicile and contact information of the buyer and seller; 2. Ask the seller or intermediary to clearly write down the basic information of the house, including location, nature, area, structure, pattern, decoration, facilities and equipment, whether there is mortgage, whether anyone agrees to sell, etc.; 3. Price-related issues: specify the total house price in the contract, indicate whether it is a one-time payment, installment payment or loan application, specify the payment time and stipulate the payment terms; 4. Write down the time and conditions of delivery, the process and expenses of handling relevant formalities; 5. Liability for breach of contract: it is regarded as breach of contract when it occurs, the calculation and payment of liquidated damages, deposits and compensation, and how to solve disputes (arbitration, litigation, etc.). ) If negotiation fails; 6. Indicate the entry into force, suspension, termination or dissolution of the contract; 7. The conditions for alteration and transfer are stipulated in the contract, or the prohibition clauses that may not be altered or transferred are stipulated. In addition, when adding some terms, it must be implemented in words, and the intermediary is required to affix the official seal of the company on it.

Verb (abbreviation of verb) Intermediary mediator submits house payment In order to ensure the vital interests of buyers and sellers of real estate and prevent unnecessary disputes in the transaction, the intermediary accepts the entrustment of buyers and sellers to provide intermediary mediator services for "house payment and house handover" in real estate transactions. After signing the sales contract, the buyer and the seller sign an intermediary insurance contract with the intermediary to pay the intermediary premium. The seller shall submit the original and photocopy of the house ownership certificate and the confirmation notice of public housing listing approval, and affix the name seal. The buyer is required to submit a copy of valid identity certificate and its name and seal, and individuals from other provinces and cities are also required to apply for the Notice of Approval for House Purchase in Beijing.

Transfer settlement of intransitive verbs The buyer and the seller pay the relevant taxes and go through the formalities of transfer of the deed. Then, after the buyers and sellers confirm that the property is correct, the mediator will assist the buyers and sellers to settle the property delivery and property management fees and move out of the seller's account, hand over the keys of the sold house to the buyer, and hand over the house payment to the seller, and the mediator will settle the accounts among the three parties. The brokerage company shall assist in handling the change of property rights; If the buyer needs a loan, the brokerage company will assist in handling it and provide phased guarantee.

Recommend Konka's second-hand housing transaction. Loan center

Konka second-hand housing transaction. Loan center

Address: daye city, Huangshi, Hubei Tel: (07 14)53485 15.