First, the maternity insurance fund compensates the unit in the form of maternity allowance. The compensation standard is: female workers who have been pregnant for more than 7 months (including 7 months) and delivered naturally or have been born prematurely for less than 7 months are entitled to 3 months of maternity allowance; In case of dystocia or cesarean section, the maternity allowance will be increased by half a month, and in case of multiple births, the maternity allowance will be increased by half a month for each additional baby; Those who have miscarried or induced labor for more than 3 months but less than 7 months are entitled to 1.5 months' maternity allowance, and those who have miscarried for pathological reasons within 3 months are entitled to 1 month's maternity allowance. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning operation 12 months.

Two, maternity nutrition subsidies and perinatal health care subsidies, who meet the requirements of the state to enjoy maternity leave for more than 90 days (including 90 days) can enjoy maternity nutrition subsidies in 300 yuan, perinatal health care subsidies in 700 yuan.

3. One-time maternity allowance: female employees who take part in maternity insurance in our company are unemployed, and if they give birth in accordance with family planning regulations during the period of receiving unemployment insurance benefits, they can enjoy one-time maternity allowance: 2,400 yuan for miscarriage in 400 yuan, 4,000 yuan for dystocia multiple births, and 50% for male employees whose spouses are not included in maternity insurance and give birth to their first child in accordance with family planning regulations.

Four, maternity allowance compensation to the unit, the insured female workers during maternity leave my basic salary, bonus and welfare expenses paid by the unit.

Five, the cost of family planning operation, including the implementation of placing (taking out) IUD, induced abortion, induced labor, skin burial, sterilization and recanalization surgery due to family planning needs, included in the settlement scope of maternity insurance fund.

Tianjin latest adjustment of maternity allowance policy 20 16

In order to further simplify the application and payment procedures of maternity allowance for female employees and improve service efficiency, Tianjin Municipality hereby notifies relevant issues as follows:

I. Scope and conditions of application

Female employees belonging to enterprises, social organizations, private non-enterprise units, individual industrial and commercial households with employees and other organizations (hereinafter referred to as "employers") are transferred to their social security card accounts on a monthly basis instead of once.

The maternity allowance for female employees in government agencies and institutions shall be transferred to the account of the employer by the social insurance agency on a monthly basis, and the employer shall pay it to me in time.

The employer has continuously paid maternity insurance premiums for female employees who have given birth or terminated pregnancy for more than 6 months (including overdue payment) and has the conditions to apply for maternity allowance; If the continuous payment is less than 6 months, you can apply for maternity allowance after 6 months of payment.

Second, the application and funding

(1) Apply online. The employing unit shall, within 12 months from the month following the birth or termination of pregnancy of female employees, go through the formalities for reporting maternity allowance for female employees in time. When applying, you need to log in to the "Maternity Allowance Declaration" column of the portal website of the Municipal Human Resources and Social Security Bureau, fill in the "Information Checklist for Maternity Allowance Declaration of Female Employees" online, affix the electronic official seal and electronic signature of the unit, upload relevant information, and complete the online declaration.

Employers and female employees can check the declaration process, allowance standard and payment progress of maternity allowance online.

If a public institution declares the maternity allowance for female employees, it shall follow the relevant provisions of the above-mentioned online declaration.

(2) Review the allocation. The social insurance agency shall complete the maternity allowance audit within 10 working days after accepting the application, and allocate the maternity allowance in accordance with the regulations before 5 days of the next month after the approval.

If a female worker of childbearing age applies for increasing maternity allowance, it is not necessary to provide a certificate of honor award for the only child, and the social insurance agency will no longer review the certificate.

The employing unit shall, in accordance with the relevant provisions of the state and this Municipality, determine the wages of female employees during maternity leave. If the salary during maternity leave is higher than the maternity allowance standard approved by the social insurance agency, the difference shall be paid to the female employee in full according to the agreed date of salary payment.

Maternity allowance for female employees in government agencies and institutions shall be allocated to the employer's account by the social insurance agency on a monthly basis. After comparing the maternity leave wages of the employer and the female employees, the maternity allowance higher than the maternity leave wages will be paid to me in time.

This notice shall come into force as of 20 16 1. Prior to this, if the relevant provisions of this Municipality are inconsistent with this notice, this notice shall prevail.

20 16 what is the payment base of Guangzhou maternity insurance?

From July 20 15 1 day, Guangzhou maternity insurance payment base will be adjusted. Since the statistics department has not released the average monthly salary of employees in Guangzhou in 20 14, the upper and lower limits of the payment base are tentatively set at 5808 yuan of the average monthly salary of employees in Guangzhou in 20 13. 20 15-20 16 what is the upper and lower limit of Guangzhou maternity insurance payment base?

How much is maternity insurance?

Maternity insurance is different from old-age insurance, medical insurance and unemployment insurance, and its expenses are all paid by enterprises, and individual employees do not pay. Enterprises pay maternity insurance premiums at 0.8% of the average monthly salary of employees in the previous year. Because individuals don't pay, there is no maternity insurance deduction in the employee's salary slip.

How can the unit break the maternity insurance?

Maternity insurance is a compulsory social insurance. If the employer fails to handle the insurance formalities for employees in time or fails to pay the full amount, the relevant expenses for employees to enjoy maternity insurance benefits shall be paid by the employer, and the payment standard shall not be lower than the standard stipulated by the maternity insurance for enterprise employees in this Municipality. That is to say, if the employee meets the insurance conditions, but the unit does not insure the employee, then the expenses incurred by the employee's childbirth shall be borne by the unit. The expenses that the unit should bear are completely consistent with the benefits that employees should enjoy according to maternity insurance, including prenatal examination fees, maternity medical expenses, maternity allowance, family planning surgery medical expenses and so on.

How much can maternity insurance give?

The payment scope of maternity insurance fund mainly includes: prenatal examination fee and maternity medical fee; Maternity allowance; Medical expenses for family planning operation.

Generally speaking, maternity allowance is equivalent to the salary paid by maternity insurance fund to female employees during their childbirth. Because female employees must take maternity leave during maternity leave, the unit can not pay wages during maternity leave, and the wages during the period are paid by the maternity insurance fund. The adjustment of maternity allowance is based on the average monthly salary of the employer where the employee works. For example, the average wage of employees in jane doe last year was 3,000 yuan, and they took 90 days of maternity leave before and after giving birth. Then the standard of maternity allowance she enjoys is 3000 yuan divided by 30 and then multiplied by 90, and her maternity allowance is 9000 yuan. Maternity allowance is maternity salary, and if the maternity allowance is higher than my maternity salary standard, the employer shall not deduct it; If the maternity allowance is lower than my maternity leave wage standard, the difference shall be made up by the employer.

What materials should I prepare to apply for maternity allowance?

The application for maternity allowance is connected by the personnel Commissioner of the work unit and the social security department. New mothers don't have to run by themselves, but there are still some materials to be prepared by themselves and handed over to the personnel department for them to do it for them. These materials include:

1. Beijing Maternity Service Certificate (original and photocopy);

2 "Beijing migrant workers maternity service contact list" (original and photocopy);

3. Beijing work residence permit (original and photocopy);

4 medical diagnosis certificate (original and photocopy);

5. Baby birth certificate (original and photocopy);

6. Marriage certificate (original and photocopy);

7. Information Registration Form for Persons Applying for Maternity Allowance in Beijing (in duplicate);

8 "Beijing to apply for maternity allowance personnel information change form" (in duplicate);

9. Other relevant materials that need to be carried for special reasons.

How much medical expenses can I report for having a baby?

It does not mean that maternity medical expenses can be reported as much as possible. Maternity insurance adopts the method of quota and quota reimbursement for maternity medical expenses. If the insured voluntarily chooses special services with higher prices, such as special medical care, the expenses higher than the fund payment standard will be paid by the individual.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.