1, credit card payment fee: when using personal business payment code to make credit card payment, 0.38% of the actual payment amount will be charged. For example, the consumer pays 100 yuan to the merchant with a credit card, and the merchant actually pays 99.62 yuan, of which 0.38 yuan is the handling fee. For a single credit card payment with an amount lower than that of 5 yuan, the transaction service fee is not charged for the personal business payment code, that is,

2. Credit card charge: The specific amount of this charge is related to the cooperation agreement between the merchant and the bank or payment institution. Different institutions have different pricing strategies. The larger the transaction amount, the higher the charge, the higher the risk coefficient of the business and the higher the charge. For example, some high-risk businesses such as dangerous goods sellers and overseas distributors charge higher fees.