Jinshang Bank Loan Procedures Working Capital Loan

Rmb working capital loan refers to the RMB loan business that is used for the working capital needed for the production and circulation of commodities or other services and services, and the term is within 3 years (inclusive).

First, the applicant should have the basic conditions of 1, be approved and registered by the State Administration for Industry and Commerce and pass the annual inspection, and have the qualification of an independent legal person;

2. Having a loan card issued by the People's Bank of China and passing the annual inspection;

3. Open a settlement account with our bank;

4. Being able to provide collateral, pledge or third-party guarantee recognized by the bank;

Second, the applicant needs to provide materials 1, loan application;

2. The applicant's business license, business license, enterprise code certificate, legal representative qualification certificate, and the original and photocopy of its ID card and passport;

3. Articles of association of the applicant and resolutions of the board of directors;

4. The original loan card of the applicant; 6. If the loan is guaranteed by a third party, the information provided by the guarantor shall be compared with the information provided by the applicant; If mortgage or pledge is adopted, the property right certificate, evaluation report and the consent of the person who has the right to dispose of it shall be provided.