As for the use of points, I believe many card friends are quite clear, because points, as a welfare feedback to the majority of credit card users, can be said to be very successful, stimulating consumption and winning the hearts of the people. Please take ICBC credit card as an example to explain the following four points about the use of credit card Xiaobai:

First, the points are exchanged for the annual fee of Platinum Card.

You can apply for the annual fee of exchanging platinum cards through the platinum card special line 4000095588. The exchange standard is as follows: annual fee of Platinum Card: 160000 points (standard UnionPay brand 140000 points); Annual fee for Platinum Card: 80,000 points (70,000 points for standard UnionPay brand).

Second, merchants redeem points by swiping their cards.

Customers who hold the credit card of China Industrial and Commercial Bank of China can spend their credit cards in ICBC's large shopping malls, restaurants and hotels, and the points can be redeemed with a maximum discount of 50%, and the rest will be paid in cash.

Third, the integration of electronic mall vouchers.

Points can be used as cash in the electronic mall of ICBC, and the consumption amount can be deducted. Customers can use ICBC's personal online banking account number and password to log in to Rong E Mall and enter my mall to redeem points. Every 500 points can be deducted 1 yuan, up to 50% of the commodity price, and the rest can be paid in cash.

Four. Redeem points for airline co-branded cards

The consumption points of airline co-branded cards are automatically converted into corresponding airline reward miles or points every month, including China Southern Pearl Peony Card, ICBC Eastern Peony Card, Air China Companion Peony Card and Peony HNA Card.