Stamp Duty: When an individual sells a house, the buyer and the seller pay stamp duty at the rate of five ten thousandths respectively, and the buyer also needs to pay stamp duty according to the "right permission" tax item 5 yuan.

In addition, personal real estate transactions also need to pay urban construction tax, education surcharge, local education surcharge and other taxes and fees. On the basis of business tax, urban construction tax, education surcharge and local education surcharge are paid according to 7%, 3% and 1% of the actual business tax respectively.

Deed tax; Ordinary residence is 0.5% of the transaction price of 65438+ and non-ordinary residence is 4% of the transaction price.

; Personal income tax: the balance of the transfer income after deducting the original value of the property and reasonable expenses is the taxable income of personal income tax, and the tax rate is 20%. Individuals who cannot provide complete and accurate proof of the original value of the property shall be taxed according to 1% of the house transfer income.

Personal income tax can be exempted from income earned by individuals who transfer their own houses for more than 5 years and are the only living rooms for families.

Second, Baoding new 85 square meters of second-hand housing loans, transfer fees, how much do you need?

Second-hand housing mortgage loans, buyers and sellers need to sign an agreement with the bank before the transfer, and then go through the transfer procedures.

For mortgage loan, it is necessary to evaluate the housing loan, and the evaluation fee is about 2% of the total housing price. If the loan exceeds 6,543,800 yuan, the bank also needs to go to the notary office for notarization, and the notarization fee is 2% of the total house payment. The charging policy may vary from place to place.

Transfer fee

1 appraisal fee: residential 100 yuan, non-residential 200 yuan;

2. Deed tax 1-3% (residential: no more than 90 1%, no more than 144 1.5%, and no more than 3% of 144); Non-residential, regardless of size, 3%)

3 Business tax is 5.55% (houses under144 _ are exempt from payment after 5 years of ownership).

4 Tax:1%(for houses below144 _, property rights are exempted for 5 years).

5 transaction tax 6 yuan/_ residential, 10 yuan/_ non-residential.

6. Filing fee and production fee, residence 1 10 yuan, non-residence 580 yuan.

(For reference, the charges vary from place to place) O(∩_∩)O~

3. How much is the transfer fee of 550,000 square meters for second-hand houses?

Taxes and fees for second-hand houses are based on various factors, as follows (unless otherwise agreed by both parties, business tax and personal income tax shall be borne by the Seller):

1. deed tax: (generally paid by the buyer, unless otherwise agreed by both parties)

1, paid at 3%:

2. Business tax: (generally paid by the seller, unless otherwise agreed by both parties)

1, the housing area is greater than 144 square meters, and the property ownership certificate shall be paid according to the difference. The calculation formula is: (last purchase price-current sale price) The tax rate is 5.5%.

Three. Personal income tax: (generally paid by the seller, unless otherwise agreed by both parties)

1. The only property under the name of the seller's husband and wife is exempt from personal income tax after the property ownership certificate has reached five years.

2. If the non-unique property or real estate license under the name of the seller's husband and wife is less than 5 years old, it shall be paid by 1%.

Fourth, other expenses are relatively small:

Transaction cost: 6 yuan/square house.

Production cost: one certificate of 80 yuan; Two certificates 90

Appraisal fee: 0.5% of the total appraisal amount (bank loan is required).

Mortgage fee: 100 yuan (bank loan required)

Proof of purchase: 20 yuan generally needs to open 3 copies.

Verb (abbreviation of verb) Notary fee standard: 300 yuan (if you can't handle it in person, you need to handle this business fee).

Four, Baoding to buy a new set of 85 square meters of second-hand housing, loan, how much transfer fee, specific?

Second-hand housing mortgage loans, you need to buy a bank to sign an agreement, and then go through the transfer procedures.

For mortgage loans, it is necessary to implement about 2% of the total house price. If the loan exceeds 654.38 million yuan, the bank still needs to go to the notary office for notarization. The notarization fee is 2% of the total house price, and the charging policies may vary from place to place.

Transfer fee

1 appraisal fee: residential 100 yuan, non-residential 200 yuan;

2. Deed tax 1-3% (residential: no more than 90 1%, no more than 144 1.5%, and no more than 3% of 144); Non-residential, regardless of size, 3%)

3 Business tax is 5.55% (houses under144 _ are exempt from payment after 5 years of ownership).

4 Tax:1%(for houses below144 _, property rights are exempted for 5 years).

5 transaction tax 6 yuan/_ residential, 10 yuan/_ non-residential.

6. Filing fee and production fee, residence 1 10 yuan, non-residence 580 yuan.

(for reference) O(∩