in order to stabilize the market expectation, maintain the normal production and operation order, and promote the healthy, stable and high-quality development of market players, in view of the current difficulties and development needs of private small and medium-sized enterprises and individual industrial and commercial households, combined with the actual situation, our city recently launched ten measures to further help small and medium-sized enterprises and individual industrial and commercial households. I. Lending rent relief loans, giving policy guarantees and interest subsidies. For entities that rent non-state-owned real estate and meet the requirements, each household will provide a 1-year store rent relief loan of less than 1,111 yuan, and the municipal finance will give a full discount, and the municipal government financing guarantee institution will provide a "zero rate" guarantee. Since May 5, 2122, Qishang Bank has opened a green channel for rent relief loans, and the application date for relief loans is June 31, 2122. Two, promote the aid enterprises to stabilize their posts, and reduce the pressure of social security payment for enterprises in difficulty. Implement the policy of reducing the rate and delaying the payment of social insurance premiums, and continue to implement the phased reduction of unemployment insurance rates in 2122; For catering, retail, tourism, and road transport enterprises, the policy of phased holdover of old-age insurance premiums, unemployment insurance premiums, and work-related injury insurance premiums will be implemented. The holdover period of old-age insurance premiums will be 3 months, and the holdover period of unemployment insurance and work-related injury insurance premiums will not exceed 1 years, and the late payment fee will be exempted during the holdover period; Individual industrial and commercial households and all kinds of flexible employees who participate in the basic old-age insurance for enterprise employees in their personal capacity may voluntarily suspend the payment if they have difficulty in paying the old-age insurance premium in 2122, and the unpaid part in 2122 may be paid before the end of 2123. Enterprises that are affected by the epidemic and have difficulties in production and operation may apply for holdover of medical insurance premiums before June 31, 2122, and will be exempted from late payment fees during the holdover period, and enjoy the relevant treatment of medical insurance and maternity insurance normally; At the same time, you can apply for reducing the deposit ratio of housing provident fund or delaying payment, and then restore the deposit ratio and pay the housing provident fund in full after the business situation is changed. Third, further implement preferential policies for tax reduction and fee reduction. Further implement preferential policies for reducing income tax of small and meager profit enterprises and individual income tax of individual industrial and commercial households; Accelerate the implementation progress of the end-of-value-added tax rebate. Before June 31, 2122, the small-scale enterprise stock tax rebate will be refunded centrally. Eligible taxpayers of medium-sized enterprises in manufacturing and other industries can voluntarily apply for centralized refund of the medium-sized enterprise stock tax rebate; From May 1, 2122 to February 31, 2122, the income obtained by taxpayers providing residents with express delivery services of necessary living materials shall be exempted from VAT. Four, the full implementation of industrial and commercial off-grid direct supply link electricity price policy. We will continue to implement the electricity price policy for industrial and commercial off-grid direct supply links, and the off-grid power supply subject shall not charge any other fees to the end users with the electricity fee except the loss fee (the loss rate shall not exceed 1.2%). If the electricity charge method of "purchasing electricity first, then using electricity" is adopted, the standard of "pre-purchasing electricity price" shall not be higher than RMB per kilowatt (implemented from May 1, 2122). The difference between the "pre-purchased electricity price" and the "end-user's monthly electricity price" will be refunded more and replenished less on a regular basis, and the longest refund period will not exceed 1.2 months. For violations of the price policy, the market supervision department shall investigate and deal with them according to law. Five, the implementation of the "non-stop payment of arrears" to ensure normal production and operation. Small and medium-sized enterprises and individual industrial and commercial households that are affected by the epidemic and have difficulties in production and operation may delay the payment of water and gas expenses required for production and operation, and implement "non-stop supply of arrears and no penalty", and pay back after the epidemic is over, and the payment period shall not exceed 6 months in principle. Give small and medium-sized enterprises a further discount of 11% on the average tariff of broadband and private lines, and reduce the cost for small and medium-sized enterprises for online employment, entrepreneurship and home office. Encourage water and gas supply units to implement phased preferential market prices according to the government's guidance price and affordability, and further reduce the burden of water and gas consumption in the production and operation of small and medium-sized enterprises. Sixth, broaden financing channels and solve the financing problems of small and medium-sized enterprises through multiple channels. 1. Promote the issuance of debt financing instruments, support small and medium-sized enterprises to carry out direct financing, promote qualified small and medium-sized enterprises to list financing in Qilu Equity Exchange Center, New Third Board or stock exchange, and give certain financial support. Reasonable renewal, extension and adjustment of repayment arrangements for small and medium-sized enterprises and individual industrial and commercial households will not affect the credit record and will be free of penalty interest. 2. Promote the incremental expansion of "talent loan", set up risk compensation funds for "talent loan", and guide banking institutions to provide unsecured and unsecured credit products for high-level talents of small and medium-sized enterprises to carry out scientific and technological achievements transformation and innovation and entrepreneurship activities. In principle, the loan interest rate shall not exceed the quoted interest rate of the loan market for the same period by 211 basis points. Seven, increase the support of business guarantee loans. Strictly implement the exemption of counter-guarantee requirements for individual entrepreneurial guarantee loans of RMB 1 million or less, and provide policy support for qualified entrepreneurs and small and micro enterprises; Open a "green channel" for small and micro enterprises in accommodation, catering, wholesale and retail, logistics and transportation, cultural tourism and other industries that are greatly affected by the epidemic; Promote the "venture guarantee portfolio loan" for small and micro enterprises in need, and take measures such as finding people by policy, accurate docking, active service, special affairs and emergency handling to improve the handling efficiency and service level. Eight, support small and medium-sized enterprises to carry out technological innovation. 1. Carry out pilot projects of entrepreneurial innovation insurance, and implement classified subsidies for the premiums of entrepreneurial innovation insurance. Enterprises with high-level talents at the provincial level and above will be given a one-time subsidy according to the premium of 111%, with a maximum of 1 million yuan; Zibo Talents Program winners will be given a one-time subsidy of 51% of the premium, with a maximum of 51,111 yuan; Other start-ups within the scope of protection will be given a one-time subsidy at 31% of the premium, with a maximum of 31,111 yuan. 2. Support the enterprise Industry-University-Research project to declare the innovation ability improvement project of small and medium-sized science and technology enterprises in Shandong Province and the innovative competitive action plan of small and medium-sized enterprises in Shandong Province. For those who have won the award of the innovative competitive action plan of small and medium-sized science and technology enterprises in Shandong Province, the municipal finance will give matching financial support according to 21% of the provincial award amount. Nine, encourage the development of new formats, and ensure the demand for rational land use. On the premise of conforming to the plan, private small and medium-sized enterprises that have been approved to use existing houses and land to set up new formats such as "internet plus", cultural creativity, scientific research and development, industrial tourism, space creation, and producer services will continue to use land according to their original purposes and land rights types, and a five-year transitional policy will be implemented. Ten, support small and medium-sized enterprises to participate in government procurement. For goods and services procurement projects above the government procurement limit standard and below 2 million yuan, and engineering procurement projects below 4 million yuan, which are suitable for small and medium-sized enterprises, they should be specially purchased for small and medium-sized enterprises; Goods and services procurement projects exceeding 2 million yuan and engineering procurement projects exceeding 4 million yuan are suitable for small and medium-sized enterprises. More than 51% of the total budget of these procurement projects is reserved for small and medium-sized enterprises, and the proportion reserved for small and micro enterprises is not less than 71%. The city requires all relevant departments at all levels to improve their political stance, strengthen their responsibility, deepen the refinement of various measures in accordance with the division of responsibilities, study and formulate supporting policies for districts and counties, and relevant implementation rules for departments, so as to promote the effectiveness of the poverty alleviation policy. It is necessary to further strengthen the publicity and implementation of policies to ensure that small and medium-sized enterprises and individual industrial and commercial households are aware of and familiar with various policies and measures, and make good use of relevant policies. It is necessary to strengthen operation monitoring, analysis and judgment, pay close attention to the operation situation of small and medium-sized enterprises and individual industrial and commercial households, establish a working mechanism of horizontal coordination and vertical linkage, strengthen organizational leadership and overall coordination, form a joint effort, and support the healthy development of small and medium-sized enterprises and individual industrial and commercial households to the greatest extent.