One more thing.
If you have to buy hardcover, you should examine the credibility of developers and properties.
If you have time and energy, you'd better decorate yourself, because the so-called fine decoration quality given by the developer is actually not very good. In order to reduce the cost, catch up with the construction period and some black-box operations (for example, the decoration team gives the developer a rebate or the quotation is very low), and the large-scale decoration lacks effective supervision, which is incomparable with the decoration personally urged. Moreover, styles and habits are inconsistent with residents, which may lead to inconvenience in living and more energy into self-decoration. Before the renovation, it is best to communicate with neighbors or people with decoration experience, and go to some construction sites under renovation in person to learn about the procedures. Finding a good designer and foreman can save you a lot of things. The cost of large decoration companies is 40% higher than that of guerrillas, but most companies use guerrillas. In short, decoration is a major event, so we must be willing to spend time and energy to ensure long-term stability. Otherwise, there will be many problems, so deal with them with the developers for a few years. !
Question 2: What should I pay attention to when buying apartments and ordinary houses?
Disadvantages of commercial and residential housing: high down payment and high loan interest rate. According to the relevant regulations of the state, if you apply for a loan in the name of "commercial and residential dual-use house", the down payment ratio shall not be less than 45%, and the down payment ratio of the loan shall be increased. The loan requirements for commercial housing are: the term shall not exceed 10 year, and the loan interest rate shall not be lower than 1. 1 times of the same interest rate published by the People's Bank of China, which is superior to this. At the same time, commercial and residential dual-use houses, like commercial projects, can only be withdrawn from the housing provident fund, and cannot be used to pay loans for such projects, which will also bring inconvenience to some property buyers. Disadvantages of commercial and residential dual-use houses 2: the high cost of property and water and electricity will increase, and the property management fee of commercial and residential dual-use houses will be much higher than that of residential commercial houses. The property purchased by Miss Li is 3.5 yuan/m2/month. At the same time, from the perspective of commercial safety, many dual-use housing projects prohibit the use of gas in whole or in part; Moreover, the standard of water and electricity charges is more expensive than other communities. If it is considered as self-occupation, the cost of living is bound to increase greatly. Disadvantages of commercial and residential dual-use houses: short term of land use rights. Commercial and residential dual-use houses are not 70 years like houses, but 50 years. It is also bought for self-occupation, and the right to use it is worse than others for 20 years, which makes people feel uncomfortable. However, some experts said that because the land transfer system has not been implemented for a long time, the term of land use right has not expired, and there is no precedent for reference. However, the Property Law stipulates: "If the term of the right to use residential construction land expires, it will be automatically renewed. The renewal of the right to use non-residential construction land after its expiration shall be handled according to law. " What is clear is that the land transfer fee is paid. If you want to continue to use the land after the expiration, you need to apply for and pay the land transfer fee.
Matters needing attention in purchasing ordinary houses:
Avoid the deposit trap:
Many developers will play as many preferential activities as possible. how much is the deposit? Some developers will refund the deposit. Some retired for various reasons. So if you pay the deposit, you must be optimistic about the deposit contract! ! And Chinese characters. Broad and profound. Although the meanings of "Ding" and "Ding" are similar, they are quite different. Therefore, it is necessary to distinguish the differences and avoid falling into the deposit trap!
Avoid the trap of robbing houses.
Developers always create an atmosphere of grabbing houses. Let many buyers concentrate on a time period to grab the house together! So many people want to grab a good room number. You will rob the house without thinking! Moreover, many developers announced the house price before robbing the house. So be sure to figure it out before deciding whether to grab it! ! Don't be too expensive after grabbing it! !
Matters needing attention in buying a house for the first time
Check the housing area:
Sometimes I look at the model room because the decoration effect will make the house look big! Therefore, if you look at the house and buy a blank, try to use the undecorated house as a reference! !
Check the reputation of developers:
How about searching this property directly on the Internet? Or go to SouFun. com to check whether there are * * * posts on this developer and property! Some even have video exposure. For example, you can search for the name of a property or developer in Baidu video. Avoid buying a house of a black-hearted developer! !
View five cards:
Developers must have these five certificates to qualify for selling houses! The five cards include:
1, commercial housing sales (pre-sale) license;
2. Construction Permit; 3. Construction project planning permit;
4. Construction land planning permit;
5. State-owned land use certificate.
Matters needing attention in signing a contract
Try to find a friend who has experience in buying a house to sign a contract with you.
There is no time to read the contract when buying a house, because the contract is very thick. If you look at it word for word. Maybe not many people have the patience! ! So it is easy for developers to drill holes! ! Go with friends who have already bought a house. Only in this way can we find the point. Also avoid being nervous alone! !
Question 3: What problems must be paid attention to when buying an apartment? In today's market, serviced apartment products emerge one after another, especially in the main city where residential land supply is scarce. This kind of property form occupies "half of the country", so how to buy this kind of products, what risks should we pay attention to? Let's analyze it in detail. In recent years, "serviced apartment", a brand-new property form, has become popular in the property market. With its advantages of small apartment size, low total price and relatively convenient living environment, it has been quickly favored by the majority of buyers, and its form is even more "changeable". At present, most of the small-sized projects in the market under the banner of "hardcover small-sized apartment" and "LOFT" are such products. At present, there are two kinds of serviced apartment products in most urban markets: commercial office land with 40-50 years property rights and ordinary residential land with 70 years property rights. For products with different service life, there are great differences in the fees paid when buying a house or transferring ownership, down payment and loan policies, household registration restrictions, and whether the nature of water and electricity is commercial or civil, which affects the convenience of life. Therefore, property buyers should consult carefully before buying a house. Investment risks need to be cautious. Although this kind of goods with low total price has great advantages in selling price, the living cost is usually higher than that of a normal house. At the same time, the investment risk of such products should be cautious, not to mention the limited living function and low overall housing rate. The unstable rental performance affected by the market and the limited number of renters in most projects will greatly reduce the expected rate of return of investors. For example, the average price of the main city is 20,000 yuan /O and the monthly rent is 2,000-2,500 yuan/month. It takes at most 40 years to fully recover the cost of a house with an investment of 6,543.8+0,000 yuan, forming a paradox that the higher the house, the lower the rent-to-sale ratio. When choosing such products, investors must know something about the transportation facilities, rent, apartment structure and even property management around the house.
Question 4: What should I pay attention to when buying an apartment? The most important thing to pay attention to when buying an apartment-style house is whether the developer's five certificates are complete. Of course, there are some differences with residential houses that need to be understood in advance.
Housing property rights: 70 years for ordinary houses and 40 years for apartments.
Property: the property fee of apartment is doubled.
Transaction tax: deed tax rate for ordinary houses 1%-3%, deed tax for apartments 3%.
Question 5: What should I pay attention to when buying a single apartment? _? Hello, when buying a single apartment, you should pay attention to the water and electricity costs and the planned use of the single apartment. Some single apartments were not originally designed as single apartments, that is to say, they were originally designed for office buildings and other purposes, but later they were changed into single apartments because they felt that the office market was not good. In the future, the property rights of this single apartment are all commercial, so the cost of property right certificate is very high. When buying a single apartment, be sure to ask what the purpose is after obtaining the property certificate. If you are an office worker, buy something close to the company that is anti-theft, environmentally friendly and hygienic. Hope to adopt, thank you.
Question 6: What problems should we pay attention to when buying commercial and residential apartments? Commercial and residential apartments are more suitable for entrepreneurs, small and medium-sized business owners and self-employed people who are in the early stage of starting a business and have less funds. If you rent an office building, the rent and various comprehensive expenses are relatively high, and the local use is relatively single. After comparing the factors such as rent price and commercial use, we can see that commercial and residential apartments suitable for business and residence are relatively economical. Although some projects are called commercial and residential apartments, they cannot be used as industrial and commercial registration land for enterprises. Therefore, whether it is buying or renting, whether it is registered or not is the most important thing.
In addition, people in the industry also suggest that you pay attention to several points.
Location atmosphere
Most developers understand the importance of the location of commercial and residential properties, so the distribution of commercial and residential apartments is also the most concentrated in the business circle with convenient transportation.
Because different business districts have different market atmosphere and consumers, business owners can choose the appropriate business district and location according to the nature of the enterprise.
Huxing function
Commercial and residential apartments are not only cheaper in rent, but also more diverse in function. Ordinary office buildings can only be used for office work, and commercial and residential apartments are suitable for business and life, and can even be used to store items. The choice of regions is also particularly flexible. Many commercial and residential apartments can be designed from small office units of tens of square meters to large rooms of 1000 square meters. Therefore, commercial and residential apartments are no longer limited to companies and small enterprises that can only work in the start-up stage, and medium-sized enterprises can also choose satisfactory huxing.
At present, the popular space design of jumping floors and free division and combination fully considers the effective division of employees' living, warehousing and office areas, as well as the reasonable division of different departments of the company. For example, the Beijing office can use the upper floor of the penthouse apartment as a rest place, while the lower floor can be used for office work; Small and medium-sized companies can use the upper level as the office space of management and the lower level as the office space of employees, so as to separate static from dynamic. For growth enterprises, they can freely split and combine the design, which can adapt to the growth of the company and the increase of personnel. Of course, a good property image is also very important, such as the magnificent facade, lobby and elevator room, which can effectively enhance the company's image.
Rent amount
The rent of commercial and residential apartments is roughly equivalent to 1/2- 1/3 of the rent of adjacent office buildings in the same lot, but even in the same lot, the rent of commercial and residential apartments will be different because of popularity and property matching.
Property fees vary greatly, ranging from less than RMB per square meter of 3 yuan to more than RMB 65,438+00, with different supporting facilities and functions. Business owners can choose according to their office needs and financial strength.
supporting facilities
The supporting facilities of high-quality commercial and residential properties are often comparable to those of office buildings, such as fire exits, in-unit sprinklers and anti-seismic safety fire-fighting systems, complete commercial supporting services such as finance, ticketing, postal services, meetings and laundry, as well as intelligent network communication equipment and sufficient parking spaces. When funds permit, choosing a well-equipped commercial and residential apartment will make daily work safer and more efficient.
Enterprise nature
If commercial and residential apartments are not divided into business office areas and residential areas, it is necessary to consider whether office is disturbing people, and relevant departments have different treatments for different companies. Technology R&D companies with relatively fixed access personnel are more likely to examine and approve business licenses, while commercial companies are more likely to disturb people, so they need to hold relevant certificates that will not disturb people when taking photos. And catering, singing and dancing, entertainment, Internet cafes, manufacturing enterprises are not qualified to rent commercial and residential apartments.
The industry believes that renting commercial and residential apartments through professional brokerage agencies has certain advantages. First of all, they can verify the identity of the apartment owner for customers, review the authenticity and validity of the owner's real estate license or purchase contract, and avoid the situation of "fake landlord cheating on rent"; Secondly, they can help leasing companies choose suitable commercial and residential apartments according to the specific business form and business scope of the company, especially those enterprises that need to be listed in the lobby, floor passage or apartment door (marked with nameplate), and they need professional information from brokerage agencies, because not all commercial and residential apartments are allowed to be listed in the above places; Moreover, if customers choose to rent apartments as business premises to apply for industrial and commercial licenses, many professional brokerage agencies can also assist in handling them.
Question 7: What should I pay attention to when buying an apartment building? 10 Are the neighbors upstairs and downstairs beautiful? Is the surname Wang next door?
Question 8: What should I pay attention to when buying a serviced apartment? Our family bought one just like this.
I don't know where you are.
Our home is in Beijing.
My mother bought one like this, too?
Or Beijing 4 stars?
At that time, I gave you the real estate license when I paid the full amount?
And then pay the landlord rent every month?
In addition, the owner can stay for a few days a year and only pay a cleaning fee.
I thought it was good at first.
How can you live in such a cheap 4-star hotel with rent?
But it's not like that in less than two years.
First, there is no rent.
Several owners sued the hotel together.
Keren Hotel says there is no money now?
It is said that the judge got a house for litigation.
He said he gave the judge money, but not the landlord rent.
besides
Second, living is not that cheap?
Cleaning used to cost tens of dollars.
Now it is 4. 5 times longer.
There is also the need to book in advance if the owner wants to live.
First of all, when did you decide when to check in?
Always when there is no room.
So what?
Don't buy a serviced apartment if you have money to buy a house or a fund.
Question 9: What details should we pay attention to and how to choose the apartment type? First of all, when buyers choose single apartments, they should make it clear that most single apartments are commercial properties, which are obviously different from residential properties. The biggest difference that affects tenants is that in the mortgage policy, the loan period for residential products is as long as 30 years, while the longest loan period for commercial properties is only 10 years. In addition, the tax on second-hand transactions of commercial properties is higher than that of ordinary houses, and the transaction tax is usually 13%- 14% of the house price, while the transaction tax for ordinary house owners who have purchased for more than five years is usually only about 3%. In terms of tax burden, China implements preferential tax rate for deed tax of residential transactions, which is generally lower than that of commercial housing for other purposes, and you can't enjoy preferential tax rate when buying commercial and residential buildings. Secondly, the service life of the land also needs special attention. Commercial and residential land is generally public construction land, with a maximum service life of 50 years, while residential land is 70 years. It is necessary to consult when buying apartments in far urban areas. For example, in Huadu, Luogang and other places, the land has been hoarded for a long time and developed late, and many of them have been used for more than ten years when they were handed over, resulting in the use life of buyers being only about 30 years after purchase, which greatly affected the preservation of value. Another thing to pay attention to is apartment products, and the house will share all the construction area. The planning and design standard of commercial and residential buildings is higher than that of ordinary houses. For example, the entrance hall is relatively large, and there must be two entrances and exits of stairs and entrance hall according to regulations, which undoubtedly increases the shared construction area and reduces the actual use area. It is particularly important to note that the use of single apartments is restricted, and commercial and residential buildings generally do not have separate kitchens. Finally, in terms of the use cost, the property management fees and utilities of commercial and residential buildings are generally higher than those of residential products. On the other hand, for foreigners who want to buy a single apartment, apartment products are generally not allowed to move their accounts because they are not residential. Preferred practicability When choosing apartment products, price is the main factor you need to consider, but price is by no means the primary and decisive factor. Especially when buying apartment products, the price gap will not be great because of the small size of the apartment. It is better to choose a single apartment that suits you than to pursue the appreciation of house prices or the improvement of return on investment. Compared with houses, apartment products are more dependent on lots, and the importance of lots is self-evident. Choosing apartment products with close working place and high occupancy rate is the first consideration, and the buildings along the track in the future are also a good choice. For young people, there is a good business atmosphere around them, and supporting facilities for life and entertainment are also indispensable. The first factor in the choice of interior structure should be practicality. If you don't want to enjoy private life with your neighbors, you should pay special attention to whether the sound insulation effect is up to standard. Secondly, single apartment units are generally relatively small, and most of them are concentrated. We must pay attention to the orientation and lighting of the house to avoid the embarrassment that it is inconvenient to hang clothes after buying a house. A good orientation needs to ensure that a large amount of sunlight shines directly into the room through the window, and the lighting window has sufficient sunshine, high lighting quality and good effect. The main room should have good direct lighting and improve the indoor environment of the house, which is very beneficial to the physical and mental health of the residents. At present, the best apartment products sold in the general market are decorated by themselves. Experts suggest that buyers must carefully check the specifications and details of the decoration before repossession, including the brand of the materials used, and so on. Don't rush to place an order because of the appearance of the model house. In addition, because commercial and residential areas share the pool area, it is necessary to check whether the pool area is reasonable before placing an order.