Functions of real estate trading center:
1. Implement the laws, regulations and policies of the state on real estate transactions, keep abreast of the trends of the real estate transaction market in the whole city, assist the Bureau in guiding and supervising the real estate transaction activities, assist in investigating and handling illegal acts, and maintain the normal order of the transaction market; Responsible for the management of intermediary institutions;
2, responsible for the city's second-hand housing sale, gift, exchange, inheritance, analysis and merger, housing lease and other transfer registration;
3, responsible for the first new commercial housing transactions;
4, assist the relevant departments to deal with housing seizure, seizure, lifting restrictions and other matters. ;
5, responsible for the department's party style and clean government construction, production safety and confidentiality;
6. Complete other tasks assigned by the bureau party group.
Housing transaction process:
1. Determine the house transaction price after the seller and the buyer reach the transfer agreement;
2. Go to the house registration and certification hall to sign online, and provide the original identity certificates of the buyer and the seller and the house ownership certificate;
3. Paying taxes and fees: The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example: area, house location, etc. ;
4. Go through the formalities of property right transfer. After the Buyer and the Seller complete the registration of house ownership transfer in the house registration hall, the Buyer will go to the house registration hall to get the certificate again after 10 working days with the Notice of Getting the Property Ownership Certificate;
For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. After the two parties complete the registration of property rights change, the bank will issue a one-time loan.
6. After the seller delivers the house and settles all the property fees, the house purchase and sale transactions of both parties are completed.
Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC).
The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.