There are too many losers in the process of starting a business, and so am I. At present, my living condition is about 2 million yuan in debt, and all credit cards are bad records. One company has been cancelled, one company has not been audited for almost two years, and one company has not been audited for almost one year. Why? Because there is no money to cancel the company now, you need to be fined.

Is that enough for someone like me? But I'm not discouraged. I will seize the opportunity to continue my career.

If you owe so much debt and can't pay it back, someone will ask you what to take to continue your business. As the saying goes, there is always a way out, and the road is always more difficult. Now that I have invested in an entrepreneurial company, how can I join? It's actually quite simple. After the company talks about it, find a trustworthy person and become a shareholder in his capacity. Of course, I sign and carry out daily affairs on his behalf. To put it bluntly, I just want to borrow his ID card. He knows nothing else. This is my chance to make a comeback.

Everyone says that eggs can't be put in one basket. So I prepared a brand-new company. By the same token, if you find someone you can trust absolutely, he will register and he will be legal. I don't even have a shadow in the company information. But we signed another agreement privately. I own all the shares in the company, only my friends hold them. So I set sail again.

Not complaining, there are too many people like me who are in debt because of bankruptcy. What a ridiculous name it is for a man without faith. When my business failed and my company went bankrupt, I used up all my savings and sold all my assets. But you can't pay off all your debts. Is this Lao Lai? With nothing, how can I repay the remaining debts?

Never complain, in that case, we have to find another way. The debt is owed first, because there is no way to continue to start a business and make money after paying the debt. This is an infinite loop. Debt must be repaid, but only in a planned way. First meet the needs of entrepreneurship, and then find a way. In the process of starting a business, most of the money is used to move on. Use part of the money earned to pay off debts. The sky is still the same, people are still those people, and debts are still those debts. Because I gave myself a chance, the debt is slowly decreasing.

Failure is not terrible, because it can break the past. Lao Lai is not terrible, because it has never been Lao Lai, just a fictional name. Come on! All entrepreneurs!

Friend: Don't expect others to help you when you fall. Holding the potholed ground with both hands, I gritted my teeth, endured the pain and got up bit by bit. After you stand up, don't complain, don't regret, don't ask for relatives, forget the past, forget your troubles, smile, recognize where you are going, move forward step by step, and make a healthier, more capable and more confident face for the future than ordinary people. Only in this way, others will pay attention to you, a pair of hands will reach out to you, and there will be hope to get ahead again.

You may ask: What about starting a business again? What should I pay attention to? It depends on your actual situation. Here are some references for you:

First, there is little or no money.

Second, ordinary people don't want to do business.

Third, it must be legal and compliant.

Fourth, don't give up if you screw up. You must find a way to go on doing it and make a name for yourself.

Fifth, we should report good news and not bad news to the outside world.

Sixth, you can properly pull tiger skin as a banner to make people feel that you have a background.

No matter whether it is useful or not, whoever helped you should be sincerely grateful.

Show more gratitude to those closest to you.

If you are single, show your strengths and potential to the opposite sex to attract the other half who is willing to suffer.

Ten, it is best to find other victims to keep warm and tide over the difficulties.

Eleventh, the most important thing is to adjust the mentality, the wind is light and the clouds are light, and the priorities are urgent.

hahaha ......

That's a good question I am an entrepreneur. I have experienced entrepreneurial failure and have a deep understanding. Choose to answer.

Is there any way to protect entrepreneurs from becoming old-timers and returning to society after failing to start a business? So far, the national government departments have not formally promulgated the legal provisions on personal bankruptcy protection. Then, there are no good protection measures to protect the entrepreneurial failure from prosecution, and because of the entrepreneurial failure, they lose their repayment ability and are characterized as untrustworthy executors by laws and regulations.

Will you be prosecuted if you fail to start a business? Because you have no ability to repay your debts for the time being, you are judged to be untrustworthy by the court; So it is also out of touch with bank loans. Then, such an environment is already a very unfavorable situation for entrepreneurs. Without the support of banks, it is even more difficult.

Is there any way to protect entrepreneurs from becoming old-timers and returning to society after failing to start a business? In this case, don't easily expect anyone to protect the entrepreneur himself, but really take action to save himself, take responsibility, dare to face it, confess the difficult and difficult environment of starting his own business, and strive for the understanding and support of the lender. In order to gain more time and space to earn money, we must properly maintain the loan relationship and maintain smooth communication. At the same time, we should keep in touch by telephone at any time, keep a correct attitude, be neither humble nor evasive, be honest and trustworthy, and at the same time make money to pay off debts and let ourselves act. Prove your actual effect with your actual action execution.

Of course, Lao Lai and entrepreneurial failure are two different concepts. Failure to start a business does not necessarily turn into a so-called Lao Lai. As long as you are honest and trustworthy, you have no repayment ability for the time being, and it is not "lai". As long as you have a positive attitude towards debt repayment, you must bravely take responsibility, and don't let the disputes between creditor's rights and debts get entangled, so that the contradictions of debt disputes will intensify and remain good. Everyone will understand you.

However, the "Lao Lai" in laws and regulations is actually the personal behavior of the person subjected to execution who refuses to execute the effective document of the court judgment and sells his personal property to others at a low price, which is the real "Lao Lai".

As a real entrepreneur, no matter whether you fail in your career or encounter difficulties, there is no problem with personal integrity, because when you have a loan relationship, it has completely proved everything. For the lender, whether for the purpose of interest or friendship, there should be no objection to the character of the debtor at that time. If you fail to start a business now, you can only change your living environment and lose your temporary economic repayment ability. Why, for the sake of creditor's rights and debts disputes, it involves character! It's not that you don't pay back the money, but that you really have no ability to pay back. If you have money, who wants to be Lao Lai and lick the dog?

So here, I hope the society will be more patient and give TM more time, so that he can quickly integrate into the society, make money to improve his family life, and make a better travel commitment at the same time. Realize a person's living dignity.

I have a suggestion. We should set up a self-help meeting for entrepreneurs and refugees, so that this group can form a team. There are many capable and intelligent people in this group. They can integrate all kinds of superior resources, work together on the existing basis, create new projects, seek the help of the government and establish funds. Establish and improve the corresponding rescue system and create a new system ... In short, if you have a home, you can think of many ways to do many things. If you have like-minded people, let's get in touch with each other, take action and build a home together. Action is more useful than fantasy.

Prevention is the best treatment, and the most effective protection for entrepreneurs is to strengthen self-awareness and systematic education, which is the responsibility of the whole society. We can't let those amateurs choose to play international leagues, waste registration fees, lose face and burn money. There is also a particularly serious topic: our education since childhood is: study hard and make progress every day. In this progressive core value system, there has never been "I want to be a big boss when I grow up", but my dream is to be a teacher. These children who grew up in nine-year compulsory education lack business cells in their own families. Even in the university, you don't have a set of perfect textbooks on entrepreneurship system, and even few university teachers are entrepreneurs.

The best protection is to form an entrepreneur system. The technical term of foreign entrepreneurship: Maker is the ability to create and manage all beautiful things. This is a universal concept of entrepreneurship. Growing up, it is related to survival and workplace education, especially Jewish education. At this point, we still stay on studying hard, making progress every day, stressing civilization and cultivating new styles. .

Recently, an amateur Sanda athlete, said to be a college student, was killed in a gold belt fight. This is equivalent to a group of amateur entrepreneurs who have to participate in serious business investment and entrepreneurship, and a large number of them have been killed by professional players. What should I do? Whose responsibility is it? Obviously, the responsible person includes both the parties and the organizers, right? But who can say this?

We can only solve problems that can be solved, just like a patient with terminal cancer. What we can do may be to minimize the pain or directly euthanize. Some businesses fail, which is the only way, so I suggest that entrepreneurs think about it first: are you a professional entrepreneur? You have to plan these risks and the final outcome. Can you have the ability? If you have to be rough, no one can help you

20 19 The word "Lao Lai" has become a proper vocabulary among network celebrities! Back and forth, several entrepreneurs familiar with online celebrities have successively entered the list of executors who restrict high consumption.

Is there any way to protect entrepreneurs from becoming old-timers and returning to society after failing to start a business?

First of all, there is something wrong with this question!

Money owed to investors due to entrepreneurial failure is not called, nor should it be called Lao Lai! ! At most, he is a man who breaks his word!

On the thorny road of entrepreneurship, how many people fall and float! !

These people need social tolerance and the support of national policies to help them make a comeback as soon as possible, because they are the creators of social wealth, and solving the employment and livelihood problems of many people is related to the long-term stability of society. We need more such entrepreneurs!

What does Lao Lai mean? Lao lai deliberately owed money and didn't pay it back. He deliberately tried to cheat money, such as the famous teacher Jia. It is suggested that the relevant state departments demand compensation from hell. Make a serious punishment.

Look at these "Lao Lai" lists. None of them are members of state-owned enterprises.

They are all small and medium-sized entrepreneurs who have worked hard to start a business. They created value for society and solved the employment problem of 80% of the population. They need the help of the country and the tolerance of society!

As for the protection system in this respect, there is no one in China at present, but there are plans for personal bankruptcy and corporate bankruptcy that have been implemented for hundreds of years abroad.

We also hope that China can improve some systems to protect entrepreneurs.

Is there any way to protect entrepreneurs from becoming old-timers and returning to society after failing to start a business?

This problem is very good, and it is also an urgent problem to be solved in China's economy and society!

According to statistics, as of 12 and 19, the number of people who were executed in China for breaking promises exceeded160,000, and a considerable number of them were entrepreneurial losers, including Luo, Wang Sicong, the famous chairman of Huiyuan Juice, the founder of Hammer Mobile Phone, and David, a new entrepreneur, and many of them were unknown entrepreneurs. Some experts predict. The network is full of negative news, such as the loss of the CEO of a company, the arrest of the chairman of a listed company, the collapse of a "p2p" thunder, and the richest man becoming the "first loser". Now there is a saying in the society that "entrepreneurs have two destinations, one is prison, and the other is the list of untrustworthy people", alas! This is the sorrow of economic and social development!

The existence of such a huge group of people who have been executed in bad faith shows that this is by no means a simple question of honesty, but a major defect and problem in the design of economic and financial systems.

Economic development, social progress and the improvement of people's quality of life need thousands of entrepreneurs in Qian Qian. We should tolerate their attempts and mistakes. It is necessary to establish an entrepreneurial security mechanism to solve their worries, and we must not let these "pioneers" sweat, shed tears and bleed again! We should learn from the legal system and economic rules of advanced market economy countries, establish a protection mechanism for entrepreneurial failure suitable for China characteristics, and introduce a standardized and operable "personal bankruptcy system" as soon as possible. Personal bankruptcy law is to protect creditors and debtors, not to protect "faithless people" from debts, to give entrepreneurs a breathing space and an environment to get back on their feet, and to provide legal protection to reduce creditors' further losses in time. Trump, the current president of the United States, went bankrupt six times in his life and finally became a successful entrepreneur and politician, which deserves our reference and deep thought.

I wrote an article "Establishing the Protection Mechanism for Entrepreneurs", which elaborated the necessity, specific content and operation in detail. If you are interested, you can pay attention to it and see if it is inspiring.

This is a false proposition. Failure to start a business has nothing to do with becoming an old lai. Failure to start a business doesn't mean becoming an old lai. Entrepreneurship has the risk of failure. If you fail to start a business with your own money, you will lose money. How can I become Lao Lai? When you borrow money from others and fail to start a business, you don't want to pay back the money or have no money at all. Lao lai refers to people who owe money and don't pay it back. Some people invest 1 million to start a business, or 500 thousand to be on the safe side. If you fail, you owe nobody anything. Some people are different. In order to pursue high returns, he had to find a way to borrow another two million yuan to invest three million yuan. If he loses, he will be in debt. Such people are as unworthy of sympathy as borrowing money to gamble!

Answer: Entrepreneurship failure ≠ Lao Lai, these are two things, but because they usually happen together, they are misunderstood as one thing.

If the entrepreneurial project is operated by the company as the main body and the shareholders are only limited by the amount of capital contribution, I have summarized it. Usually, entrepreneurs will be included in the list of untrustworthy people (Lao Lai) because of the following four situations:

1. Use personal assets to guarantee the debts of the company or others.

This is a very common situation. At present, when a company applies for a loan from a bank or carries out debt financing through other financial institutions, financial institutions generally require the controlling shareholder, actual controller or legal representative of the company to provide personal guarantee, otherwise they will not agree to lend money. Many entrepreneurs will sign personal guarantee documents for the development of the company.

In addition, if the company's arrears to suppliers and other funds cannot be repaid in time, creditors will also ask individual shareholders to provide guarantees or repay them with personal property.

2. Act as the legal representative of the company.

Strictly speaking, anyone who has the responsibility to repay the debt but fails to perform it should be classified as a faithless person by the court. However, the current reality is that in order to successfully execute the case and protect the interests of creditors, some courts will also include the legal representative or actual controller of the company in the list of untrustworthy people. Even if the general corporate debt is not repaid in time, the legal representative will become dishonest or be restricted from high consumption.

Being a legal representative is a great responsibility, which is both glory and risk.

3. The registered capital has not been actually invested.

According to the Company Law, the registered capital of a company is subscribed, and the shareholders of the company can determine the subscription period of the registered capital through consultation, but it does not mean that the shareholders are not affected by the subscription of the registered capital. According to the newly published "People's Republic of China (PRC) Meeting Minutes", under the registered capital subscription system, shareholders shall enjoy the benefits of term of office according to law. The people's court will not support the creditor's request to shareholders who have not yet contributed to bear supplementary liabilities for the debts that the company cannot pay off on the grounds that the company cannot pay off the debts due. However, the following exceptions are made:

(1) With the company as the person subjected to execution, the people's court has exhausted the enforcement measures and has no property to execute, but there are bankruptcy reasons, but it does not apply for bankruptcy;

(2) After the debt of the company is generated, the shareholders (shareholders) of the company will decide or extend the investment period of shareholders by other means.

Therefore, if it meets the requirements, the creditor has the right to directly sue the shareholders of the company and ask them to bear the supplementary repayment responsibility within the limit of the subscribed capital contribution.

4. Establish cooperative relations.

Unlike a limited company, the partners of a partnership are jointly and severally liable to the creditors. If the partnership enterprise is unable to repay its debts, the creditors may directly demand repayment from the partners.

People die for money, birds die for food.