After entering the Internet age, people seldom bring paper money when they go out to spend money. Electronic consumption has become the main payment method, among which scanning QR code should be the most used one. Then, as a merchant, in order to meet the needs of more consumers, the QR code used by the merchant not only needs to support the savings card payment bound by WeChat Alipay, but also needs to support the credit card payment bound by WeChat Alipay.

Now with the promotion of credit, everyone habitually chooses to pay by credit card when using payment. If customers find that credit card payment is not supported when scanning the code, they may not come to this store again next time, which will lead to the loss of customers and thus losses. Open the QR code to collect money, or you can collect money remotely. Customers don't need to go to the store!

Some small shops and vendors generally use personal WeChat and Alipay QR codes, and it is definitely not possible to pay with credit cards bound by WeChat and Alipay. However, the amount paid by consumers of these manufacturers is relatively low, so the requirements of consumers are not too high and they can pay. It won't have any effect on small traders.

The QR codes used in supermarkets or restaurants are generally expensive, so consumers still need QR codes that can support credit card consumption, and also to avoid embarrassment when their savings cards are not enough to pay. Supermarket and other businesses generally use the merchant version of the QR code is better. Merchant QR code can not only support credit card payment, but also help merchants to carry out marketing activities such as sending coupons or giving gifts nearby to increase passenger flow.

Generally speaking, the merchant payment code is more perfect than the personal payment code, but it is still necessary to choose the appropriate payment QR code according to personal needs.