The Measures state that real estate credit policies should be implemented steadily to support residents' housing consumption. All banking institutions should reasonably arrange the amount of personal housing loans, optimize the business process of personal housing loans, and fully support residents' first and improved housing needs. Qualified cities in the province to actively implement the dynamic adjustment policy for interest rates on personal housing loans for newly issued first home, encouraging banking institutions to reasonably lower personal housing loan interest rates and reduce the cost of financing home purchases by residents. Encourage financial institutions around the smart home, green home appliances, building materials, home furnishings and other bulk consumption areas, the design of exclusive medium- and long-term consumer credit products, focusing on increasing home furnishings home appliances and other bulk consumption of credit support.

In terms of expanding financial support in the field of automobile consumption, the Measures pointed out that financial institutions should be encouraged to increase consumer credit support for the purchase of automobiles, especially new energy vehicles, by appropriately lowering down payment ratios and lending interest rates, extending repayment periods, and improving the efficiency of approval. Encourage banking institutions to rely on the People's Bank of transport logistics special refinancing policy, the "two enterprises two" main body to actively issue low-interest loan funds for the purchase of trucks and trucks for consumption and renewal and upgrading.

At the same time, in order to further activate the catering, entertainment, culture and tourism and other service industry consumer financial demand, the "measures" requires the combination of the province's "relief loan" and various types of "fast service loan" products, and actively make good use of the provincial policy of sub-risk capital pools and financial subsidies, to strengthen the The provincial provincial policy reinsurance fund pool and financial subsidies have been actively utilized to strengthen the financial relief assistance to the industries affected by the epidemic, such as catering, entertainment, culture and tourism, and retailing, especially the small and micro enterprises and individual industrial and commercial households. Support banking institutions to increase bill financing support for the above industries, simplify and optimize discounting procedures, and reduce discounting rates. Encourage exploring the development of pledge loan businesses such as operating rights of tourist attractions, intellectual property rights, and the right to use land for construction and operation of cultural and tourism enterprises. Continuously develop personal credit cards and other short-term consumer finance businesses to meet the recovering consumer credit needs of the contact service industries such as catering, entertainment, culture and tourism, sports, recreation and health care, and childcare in the post-pandemic era.