The application conditions of Guangfa Bank Pudong Development Card are as follows:
1. The applicant is over 18 years old and has a permanent residence in the application area.
2. No bad credit record.
3. Have a fixed job and a stable income.
The application conditions of CGB Credit Card Gold Card are as follows:
1, aged between 18-65,
2. Have a stable job and income source, and have worked for at least one year.
4. No bad credit record.
5. The monthly income is more than 50,000 yuan, or there is a time deposit of 50,000 yuan in Guangfa Bank.
For more information about the application conditions of Guangfa Puka Gold Card, please visit: See More.
How to upgrade Guangfa Credit Card to Gold Card?
Conditions for changing Guangfa Credit Card into a gold card: You can apply to the bank or apply for a new gold card after using the card for 3 months. If you apply, you will cancel the universal card. When the limit reaches the upper limit of the general card, you can change it into a gold card if you need to increase the limit. Puka has a ceiling of 30 thousand.
Guangfa Bank standard credit card gold card, the first standard credit card in China. Enjoy many functions and benefits, such as full loss reporting 48 hours ago, optional high insurance coverage, "Universal Bank" interest-free installment, overdraft points and so on, so that cardholders can spend more freely and manage their finances more easily.
Extended data:
Advantages of standard credit card gold card of Guangfa Bank;
Annual fee of standard credit card gold card of Guangfa Bank: 260 yuan
Interest-free period (maximum): 56 days.
Interest-free period (minimum): 25 days.
Credit line (maximum): 6,543,800 yuan+0.5 million yuan.
Transaction method: signature and password.
Credit limit (minimum): 1 ten thousand yuan
Integral policy: 1 meta product 1 integral.
Guangfa Bank Standard Credit Card Gold Card Rate
Minimum repayment ratio: 5%
Daily interest: 0.05%
Late payment fee ratio: 5%
Withdrawal fee ratio: 2.5%
Excess cost ratio: 5%
Overpayment of restoration fee: 2.5%
Baidu Encyclopedia-Guangfa Bank Standard Credit Card Gold Card
What materials do I need to apply for Guangfa Vitality Credit Card (Debit Card) Gold Card?
Copies of the applicant's ID card or military officer's card and passport, and any of the following materials:
1, the last three consecutive payslips or paybooks;
Proof of deposit for more than 2.3 months;
3. Household registration book;
4. Real estate license;
5. Motor vehicle driver's license
Can Guangfa MasterCard True Love Dual-currency Credit Card be used?
can
1. Conditions and channels for applying for Guangfa True Love Card.
All customers who meet the conditions for issuing cards by Guangfa Bank can apply, and Guangfa True Love Card is only for women ~
1. Bring valid identity documents to the business outlets of China Guangfa Bank. Remember to bring your identity information and financial information, and bring all the good documents.
2. Apply online in official website of Guangfa Bank.
3. The credit card marketing personnel of Guangfa Bank come to the door to handle it.
Second, the characteristics of Guangfa True Love Card
Self-selected insurance plan is a value-added service tailored for our customers. It provides two insurance plans according to their different needs: women's health insurance and critical illness insurance. Execution method: When filling in the application form, new card customers should choose the type of gift insurance, and make the first credit card consumption within three months after issuing the card (calculating the integral transaction). The effective date of insurance is the day after the first credit card swiping; Customers with existing cards can dial 95508 to register for insurance, and the effective date of insurance is the day after successful registration. Customers who have enjoyed real gold cards, real platinum cards and other insurance items can renew their insurance coverage for one year free of charge as long as they spend 12 times during the insurance period.
Guangfa Zhenqing Credit Card
(Triple points of merchant type; Optional insurance gifts; True feelings club)
2022-08- 17 answer
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How to apply for Guangfa Credit Card Gold Card?
Apply at the counter and provide proof of work income. 2. For online banking or wealth management websites with authorized online agents, fill in the form first, and then fill in the information on the spot when you go to the bank to apply for a card. In the network era, online application is relatively easier than bank counter application.
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How to apply for Guangfa True Love Card, Gold Card and MasterCard? What is the function?
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How to use Guangfa Zhenqing Credit Card?
Guangfa Bank True Love Card is a credit card specially designed for women. The card face is designed with a transparent card version, which has three times the credit of the merchant type you choose. Cardholders can choose one of the four consumption types of department stores, restaurants, tourism or entertainment as the designated merchant type according to their consumption habits, and have three times the credit card points. Application method of Guangfa Bank's true love card: apply at all branches of Guangfa Bank; Online application; The application conditions for the true love card of Guangfa Bank are: 18 -65 years old, with a stable job and a fixed income. Application materials: a copy of the applicant's ID card or military officer's card and passport plus any of the following materials: 1. The last three consecutive payslips or wage bankbooks with a deposit certificate of more than 2.3 months. Household registration book 4. Property certificate 5. Motor vehicle driving license Guangfa Bank True Love Card fee: annual fee for main card, gold card and dual-currency card, annual fee for 260 yuan supplementary card, 130 yuan, annual fee-free policy for the first year, annual fee-free for the next year after swiping the card six times, and 50% of the cash amount is borrowed in advance. The longest interest-free period for standard cards is 56 days. Non-standard card for 50 days. The minimum repayment ratio is the minimum repayment amount: 5% for standard cards and 10% for non-standard cards. The minimum repayment amount for each transaction is: the bookkeeping date of Puka 50 yuan Gold Card is 100 yuan, and the general version of online payment cannot be modified.
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What is the gold card quota of Guangfa Bank?
Generally speaking, the gold card amount of Guangfa Bank is between 1 10,000-50,000 yuan. When a user applies for a gold card, the bank will grant different quotas according to the user's qualifications. Of course, if the amount in the card is low, as long as the normal use of the card can be guaranteed, the user can also withdraw the cash.
Conditions for handling the gold card of Guangfa Bank: 1 Applicants must be at least 18 years old and can provide valid identity documents. 2. Personal credit is good and there has been no credit stain. 3. Applicants should have a stable and legal income and the ability to repay credit card arrears. 4. Other conditions stipulated by Guangfa Bank.
Gold card handling skills of Guangfa Bank: 1. Provide your own economic proof. Because it is a gold card level, the threshold for handling is higher than that of Puka. Therefore, in the process of handling, users can provide relevant financial certificates, which is conducive to the evaluation of banks. If you have strong financial resources, the amount of the card will be very large. 2. Try to apply at the bank counter. There are many ways to apply for a credit card. Of course, if the user applies for a gold card, it is best to handle it at the counter of Guangfa Bank, because under the guidance of the staff, they will try their best to help the applicant improve the information, which is more conducive to our card issuance. 3. Apply for our debit card in advance. Before applying, users can apply for a debit card of Guangfa Bank in advance. It is very helpful for us to apply for a gold card, because we will become customers of Guangfa Bank in advance.
Note: When filling in the application materials, users must not fill in false information in order to apply for a higher-level credit card. In this way, if the bank finds anomalies during the audit, it is likely to reject the user's application. At the same time, it will also affect the user's secondary application. Therefore, the information filled in by users should be true and complete.
The introduction of Guangfa Credit Card Gold Card ends here.