"Fast loans for individual industrial and commercial households" refers to the operating loans issued by CCB to natural persons who own individual industrial and commercial households or sole proprietorship enterprises.
Applicable customers: The credit status is good, and the industry they are engaged in conforms to the national industrial policy and the credit management of China Construction Bank.
Handling conditions: approved and registered by the State Administration for Industry and Commerce, the age is over 18 years old and not over 65 years old; The borrower opens a personal settlement account in China Construction Bank; The balance of operating loans of the borrower and its business entities in other banks as the same borrower shall not exceed 5 million yuan.
Loan amount: determine the assets, liabilities, transaction settlement, tax and other information of the loan and its business entity. The maximum loan amount for a single household is 3 million yuan.
2. You can borrow 300,000 yuan with your business license.
It's great that you can borrow so much just for your business license. Are you sure you understand the requirements of bank loans?
There are many liars at the end of the year, so pay attention!
3. How much can a self-employed loan amount be borrowed?
Mainly look at the bank card flow and personal credit information for one year.
The amount of loans that self-employed individuals can borrow generally depends on their personal circumstances, mainly including one-year bank card flow and personal credit information.
If your monthly flow is relatively large, then the future is bright, and the bank will definitely lend you a relatively large amount.
In addition to this situation, the bank will also look at your qualifications. If you have a bad reputation, you have a lot of recent loans and credit information, and the bank's approval rate for you is relatively small.
In addition, if you get a car loan or mortgage loan, you will get a higher quota (the quota mainly depends on the value of your house and car), and the pass rate is generally the highest.
Generally, if a running water loan is used, it must rely on a business license, and the amount generally does not exceed 300,000.
In particular, it is recommended to be cautious in lending and not to mislead people's children.
4. Can individual industrial and commercial households borrow 300,000 yuan?
Can individual industrial and commercial households borrow 300 thousand?
The answer to this question is this: If you are an individual industrial and commercial household and want to borrow money from a bank, the bank must first review your business projects, and you must have the corresponding mortgage guarantee before you can borrow money. Bank loans have repayment dates and bank interest. If it cannot be returned at maturity, there will be a late fee.