It depends on the income level, working environment and working conditions of the delivery staff. First, minimum accident insurance and accidental medical insurance are necessary. 100 yuan a year, 200 yuan every year, it can be done. Second, if conditions permit, you can buy a universal insurance to save money for the elderly, and at the same time, serious illness, accidents, hospitalization expenses, hospitalization subsidies, etc. It can be completely solved. I hope I can find an excellent insurance agent according to my own reality and design an insurance plan for you after detailed communication!