I. Introduction

Nine months ago, full of youth and dreams, I walked into the door of the ivory tower. In a blink of an eye, the freshman year is coming to an end, and the journey of life is more and more full of thorns and urgency. The vast life, where is the road. Facing your future, thinking about the choice of life path is a painful process, because the future is like shaking a sieve, you never know what the next number will be, and talking about the future is stressful and helpless. Because of the complexity and pain, I chose to give up and avoid, but this is a word for my future life. Although the sieve can't predict accurately, we can calculate its probability. Life is the same, we can't describe our future with certainty, but if we plan our life and career well, we can make the future develop in the direction we plan with the greatest probability.

Therefore, life and career planning is like a lighthouse on the sea, with its bright light, it gives the navigator a goal, always soothes the restless soul and guides the direction of progress. Life career planning is also like a wake-up call, ringing people's understanding of the real employment situation, being prepared for danger in times of peace, and then awakening the consciousness of career planning and stimulating the motivation of achievement.

Second, self-analysis.

I am a rational, calm, always thoughtful, cautious, calm and easy to compromise. Deliberation is the first principle of my work. Everything requires a clear distinction between public and private, and life is more formal and serious. I am not interested in praise, sadness or happiness. I have a peaceful mind, I can face people and things around me with a tolerant attitude, and I won't care too much about gains and losses. In interpersonal relationships, I like to associate with people, and what I am best at is observing people's hearts. Whether I am a listener or a speaker, I am good at dealing with complex interpersonal relationships. At the same time, I am more sympathetic and emotional, and my attitude towards others is fair and objective. I am also more considerate of others' feelings and always put myself in others' shoes, so I can maintain a harmonious relationship with the people around me. In doing things, I can devote myself wholeheartedly to my study, work and what I care about now. I am energetic and energetic, but I tend to overdo it. When I encounter something that I have to judge by myself, I will weigh every factor very carefully to reach a perfect method. But it is precisely because the requirements are too detailed that I always hesitate and make a temporary decision. Facing the future, I am always optimistic. I believe that success will come no matter what happens. But at the same time, I have no confidence in myself, which is a state that is difficult to change. You can't evaluate yourself objectively and fairly, and you always underestimate yourself negatively.

In terms of interest, I like the law since I was a child, follow the online program of the rule of law every day, look forward to the solemnity on the trial stage, and aspire to be a judge of the Republic of China, take charge of the balance in my hands and realize legal equality. When I was in junior high school, I knew that the chief judge of the country was Xiao Yang from Huizhou, Guangdong Province. This excitement strengthened my determination to become the chief judge of the country. During my three years in high school, I worked hard for this goal and cultivated a fair attitude in my daily life. When I came to the university, although my major was not law, I also liked the major of business administration and began to prepare for the major of financial management in my sophomore year.

In terms of ability, I can face everything with a fair and just attitude and analyze one thing objectively and methodically. I'm also good at arguing. I can be flexible and seize the loopholes in the other party's speech in time. As a member of the college debate team, I won the championship together in the school debate competition in 20 16. Like to operate all kinds of computer technology, familiar with all kinds of computer software and learn quickly. Now I can skillfully operate photo studio picture drawing and beautification software, dream weaver website production and editing, Flash production, Indesign or Page maker typesetting software, and video editing software with vivid pictures. In addition, I am good at writing official documents, editing and writing press releases, and many manuscripts are published as important news of the alliance. Also actively pursue innovation, have certain innovation ability, actively innovate new forms in the work, and promote the development and development of the work.

Third, professional employment direction and prospect analysis

At present, my major is business administration, and when I was a sophomore, my major tended to be financial management, so I will analyze the general situation, employment direction and prospect of financial management major in this paper.

1, professional introduction

Financial management is the management of asset purchase (investment), financing (financing), operating cash flow (working capital) and profit distribution under a certain overall goal.

Financial management is an integral part of enterprise management. It is an economic management work to organize enterprise financial activities and handle financial relations according to financial laws and regulations and financial management principles. To put it simply, financial management is an economic management work to organize enterprise financial activities and deal with financial relations.

Western finance is mainly composed of three areas, namely, corporate finance, investment and macro finance. Among them, corporate finance is often translated into corporate finance or corporate financial management in China, and has also been included in RCA examination since 2000.

2. Employment prospects

(1) Employment orientation

(1) Employment adaptation scope: I can work in industrial and commercial enterprises (companies, groups), multinational companies, institutions and government departments, with a solid theoretical foundation and well-trained, and I am expected to become a corporate financial controller or a graduate of a financial controller after practical training; You can also engage in financial business in financial securities institutions, management consulting institutions and economic management departments at all levels and become securities investment analysts or financial consultants; You can also engage in teaching and scientific research in institutions of higher learning.

(2) Employment in previous years: engaged in various financial activities, economic analysis, enterprise management, policy research and implementation in enterprises and institutions, market intermediaries, government agencies and other departments, and can work in banks and non-bank financial institutions such as banks, securities companies and insurance companies; Consulting intermediaries such as accounting firms and asset appraisal firms; Foreign-funded enterprises, multinational companies and various domestic enterprises; Relevant departments of governments at all levels.

③ Postgraduate entrance examination situation and direction: finance, financial accounting, taxation, enterprise management and other disciplines.

(2) Job responsibilities in the direction of employment

Graduates of this major can meet the needs of the market. They can not only go to the grass-roots level where small and medium-sized enterprises engage in comprehensive financial management such as accounting, wealth management, fiscal planning, but also engage in professional work such as accounting, financial analysis and management, investment and wealth management, capital operation, etc. in large and medium-sized industrial and commercial enterprises, banks, insurance, investment and financial institutions. It is also suitable for auditing, asset appraisal, investment analysis, consulting and planning in accounting firms, asset appraisal firms and other units.

(3) the ability and quality requirements of the occupation in the direction of employment

Graduates should have the following knowledge and abilities:

(1), master the basic theories and knowledge of management, economics and finance;

Master the qualitative and quantitative analysis methods of finance and financial management;

③ Strong ability of language expression, interpersonal communication, information acquisition and analysis to solve practical problems in finance and financial management;

(4) Familiar with the principles, policies and regulations of China's finance and financial management;

⑤ Understand the theoretical frontier and development trend of this discipline;

6. Master a foreign language and be proficient in reading foreign language materials of this major;

⑦ Master basic computer knowledge and application methods, and operate computers skillfully;

Master the basic methods of literature retrieval and data query, and have certain scientific research and practical work ability.

(4) Prospect analysis

With the increasing cooperation between China and the World Trade Organization, under the influence of global economic integration, finance will inevitably require internationalization. Domestic enterprises should go abroad and participate in international competition, especially emphasizing the internationalization of finance. In addition, different strategies and decisions bring different risks. For example, business internationalization involves foreign exchange risk, and floating interest rate financing brings interest rate risk. For the demand of hedging, the financial market needs to provide many hedging tools and targets, which requires the participation of financial professionals.

After investigation and analysis, combined with the current social situation, it is concluded that there are three main ways to train graduates of this major:

Accounting talents: low-end flooding, lack of Excellence

Career prospects: Accounting after graduation is the most conservative and appropriate career path. Many students give up this road because too much talent supply leads to fierce competition and limited career prospects. In fact, this view itself is wrong. First of all, there are too many basic talents and ordinary talents in the current market, and the demand for excellent financial talents is still great.

Career path: According to the survey, I feel that if you want to find an accounting job smoothly when you graduate, that is to say, to become an excellent preparatory financial officer, you should first practice basic skills at school, then participate in internships as much as possible, and finally receive professional training if possible.

Basic skills: The so-called basic skills refer to professional knowledge, advanced financial management and cost accounting. Don't think that accounting is a rough job and difficult to learn. In big companies, those consolidated statements can be really dazzling. It is easy for students to stay in theory and think that they have mastered it, but they are at a loss when they encounter practical problems. I suggest you do more accounting questions. If you study accounting, you will definitely fail.

It is best to master more than one financial management software, such as UFIDA and Kingdee, and you must use it to deal with practical problems. Because at present, a slightly larger company may not be able to apply ERP, but it is very common to use software for basic financial processing.

Internship: Especially important. It can change students' own understanding of accounting, let us adjust our professional knowledge structure in a targeted way, and also help us to face the recruitment examination of employers more calmly. During the internship, we need to master all kinds of financial tools, see more, listen more, learn more, try more, and even we can repeat what teachers do. All working procedures should not only remember the time and sequence clearly, but also make a copy if it is convenient: tax form format, wire transfer form format, goods contract format, general taxpayer application form, forms filled in during annual inspection and so on. Over time, we will become experts. This is our greatest advantage in finding a job. New employees will not let us operate capital, but let us do basic financial work. For the former, we only need a complete concept and knowledge structure, and the latter is really needed.

In practice, we can also pay more attention to learning communication skills, observe the communication skills of teachers to the internal departments of industry and commerce and taxation, and try to figure out our experience.

Try to practice in different industries and enterprises to accumulate more and more comprehensive experience. As far as this major is concerned, the earlier the internship starts, the better, even from the freshman holiday; The more times, the better. It's best to go every holiday.

Vocational training: Participating in some financial training is good for improving the level, but there are too many training institutions and projects that are not worthy of the name. Be careful when choosing, and it is best to listen to the audition or find someone who has participated in the training to understand the situation. Two authoritative training websites are recommended here: National accounting net and China Accounting Online School. In addition, the CPA examination fee is relatively low and the social recognition is high. Even if we don't work in the firm in the future, it can help us to seek high-level positions while improving our professional standards.

Financial planning talents: the current positioning is not accurate and the prospects are broad.

Career prospects: The so-called financial planner is a financial professional who uses his professional financial knowledge to provide financial planning services for individuals. At present, there is no special financial planner in China, and professionals engaged in financial planning are scattered in insurance, banking, securities and other financial industries.

According to a senior financial planner in Hong Kong, five or six years ago, there was no professional financial planner like the mainland in Hong Kong, but now there are more than 3,000 private financial consulting companies whose main business is personal financial consulting services. He also revealed that in Hong Kong, the monthly salary of a new financial planner can reach 20,000 Hong Kong dollars, and it can rise to 50,000 Hong Kong dollars after two or three years. Moreover, compared with the mature insurance industry, the financial planner industry is still in the growth stage. A survey of a financial website shows that 78% of the people surveyed are willing to accept financial advice from expert consultants, 25% are willing to entrust financial management, and more than 50% are willing. So it still has a lot of room for development.

Career path: To become a financial planner, you must first master nine basic knowledge, namely economics, consumption expenditure, insurance, investment, monetary finance, industrial investment, taxation, financial accounting and related laws and regulations. At the same time, we must have rich experience in some fields, which requires us to enter the fields of insurance and finance for gold when we graduate. Basically, major banks and insurance companies have large-scale job fairs every year, and we can go in through the general procedures of written examination and interview.

Employees engaged in personal finance should be professionals who have undergone rigorous training and obtained corresponding qualification certificates. Financial planning is a comprehensive financial service, which is aimed at the whole life of customers rather than a certain stage, including personal assets, cash flow budget and management, personal risk management and insurance planning, establishment and realization of investment objectives, career planning, children's education and education planning, residence planning, retirement planning, personal financial planning and inheritance planning at each stage. Employees should not only have profound professional knowledge, skilled investment and financial management skills and rich financial management experience, but also be familiar with financial business fields such as stocks, funds, bonds and foreign exchange.

What kind of person is suitable to be a financial planner? 1. Good character and professional ethics. Financial planners should take the interests of customers as the service center and always think of customers. In addition, keeping customers' personal secrets is also an important aspect. 2. Rich knowledge of finance, investment, economy and law. Financial planners should be generalists and professionals. In other words, financial planners should systematically master the knowledge of economy, finance, investment and law, and at the same time be experts in some aspects, such as insurance and securities. 3. Rich practical experience. Only talking about theory can't help customers achieve their financial goals, so whether they have rich practical experience is an important criterion for customers to choose financial planners. 4. Relatively independent. Financial planners working in banks, securities and insurance companies, while making financial planning for customers, will more or less have the purpose of promoting products. This is an objective problem, but the promotion of products should take the interests of customers as the starting point, not financial management for promotion. There will be many independent wealth management companies in the future society, and these wealth management companies are very independent. 5. Good personal brand. In the future, there will be a group of well-known brand financial planners who have a good reputation in the society. Customers who choose these famous financial planners should get better service, and word of mouth is an important basis for the survival of financial planners. 6. Good psychological quality.

Vocational training: Many enterprises in insurance, finance and other fields will provide professional financial consulting training for their employees.

Financial management talents: you can learn more when you go to a foreign company.

Career prospects: In order to distinguish it from students majoring in accounting, management accounting is listed here separately for analysis. Many large enterprises, especially foreign companies, have important positions in cost accounting and financial analysis. Students who are interested in making achievements in management should enter foreign-funded enterprises after graduation. Their financial management system is more mature, which allows us to learn more and is more beneficial to our future development.

Career path: learn a foreign language well. This is the first condition for entering a foreign company, and it is also a prerequisite for taking the ACCA exam. The language used in the exam is English. Secondly, professional courses in financial management must be fully mastered. It is best to take the "Financial Cost Management" course in the CPA exam, which can not only improve our level, but also test our mastery of professional knowledge.

Paying attention to and learning to analyze the financial reports of financial media such as 2 1 century economic report or economic observer will help us improve our financial management ideas.

Using internship opportunities to analyze the financial statements of internship units. We can also find some public statements or data of listed companies on the website and china securities journal for our own analysis, and then compare with financial experts, we can learn a lot, which can help us express our realistic financial thinking with the examiner during the interview.

Vocational training: ACCA certificate is becoming more and more influential in the world, and it is called a passport in the field of international accounting. Most importantly, its examination course is comprehensive and professional, which is a way to improve ability. Anyone who has a college degree or above, a sophomore in an institution of higher learning, or is over 2 1 one year old can sign up for the exam as an adult candidate. ACCA adopts English-language examination paper, passed the 14 exam, gained 3 years working experience in related fields, and can apply for membership. Students can flexibly arrange the examination schedule according to their own situation, and the validity period of the score is 10 year. Tuition and examination fees are about RMB 30,000.

Fourth, career analysis.

1, personal career choice and analysis

(1) Judge:

Becoming a judge has always been my dream. Although it is far from this dream, I will try my best to pursue this original dream. Judges are judges who exercise judicial power according to law, including presidents, vice presidents, members of judicial committees, presidents, vice presidents, presiding judges and assistant judges of special people's courts such as the Supreme People's Court, local people's courts at various levels and military courts. Graduated from a law major in an institution of higher learning or a non-law major in an institution of higher learning, with legal professional knowledge and working for two years; Or get a bachelor's degree in law and work for one year; Those who have obtained a master's degree or a doctor's degree in law may not be restricted by the above-mentioned working years. From childhood to adulthood, the heart of upholding justice and upholding justice for people all over the world is still beating and getting stronger and stronger for so many years. One day, I will be a judge in the Republic of China, which will be the most gorgeous page in my life.

SWOT analysis:

Advantages:

I am very interested in the law, and I have been paying attention to all kinds of legal reports and have a certain understanding of the law. The most important thing is that I have a strong interest;

A calm personality, like reading widely, and being able to treat people with a fair and objective attitude are indispensable for a judge;

The major of study is closely related to the economy. Undergraduate students have certain economic professional knowledge, and graduate students can study economic law more deeply in the future.

Disadvantages:

Undergraduate students can only learn law by themselves, and it is difficult to form solid legal knowledge without effective guidance from teachers.

Self-study of law is also difficult, with a large number, which will conflict with the professional courses you are studying now, and it is difficult to ensure that your learning method is scientific.

Opportunities:

The national judicial examination has no restrictions on non-law majors. If you can get a national judicial certificate, it will help you realize your dream.

You can study law through postgraduate entrance examination, and cultivate and master solid and in-depth legal professional knowledge.

Threats:

At present, there are too many law majors in colleges and universities, which leads to saturation of law graduates and great competitive pressure;

To become a judge, you must pass the national civil service examination, which increases the pressure of competition and the difficulty of realizing your dream.

(2) enterprise financial management personnel

This is a position corresponding to your major, which requires certain skills and has certain advantages and competitiveness in employment. Financial management is a kind of management activity to predict, organize, coordinate, analyze and control the financial activities in the company's business process. The financial activities of an enterprise can be divided into four parts: production and operation, financing, investment and profit distribution. Financial management is to apply scientific decision-making methods to all aspects of financial activities, such as raising the funds needed by enterprises at the lowest cost, choosing the best investment scheme, maximizing the value of enterprises and sharing the investment and financing risks of enterprises reasonably. In the enterprises that implement the modern enterprise system, financial management is the core of enterprise management when the production direction, scale and quality level of products are fixed. Managers at all levels need to establish the concepts of time value of money, competition and risk, make various financial decisions, and realize the optimal combination in the dynamic. In the ever-changing economic and commercial environment, the bigger the enterprise, the more investment projects.

SWOT analysis:

Advantages:

This position is in line with your major and needs to have certain financial management ability, so learning your own professional knowledge has an advantage in competing for such positions;

Prudent and steady personality, suitable for the development of this position, good at operating various computer technologies, conducive to the development of financial management professional requirements in the new era;

If I can get a legal certificate, it can be another important weight for my development in the enterprise.

Disadvantages:

My math and English skills are not outstanding, which is not conducive to my development and breakthrough in the enterprise;

At present, the development prospect of this major in enterprises is not clear, and the grasp of the future is not very clear.

Opportunities:

Living in Guangdong, returning to Guangdong to find a job can have a more competitive advantage and save more expenses;

You can make use of your domestic business relations to achieve greater development in Guangdong.

Threats:

Our school is not well-known in Guangdong, basically people have never heard of it, and the competition may not be as good as that of local universities in Guangdong;

The major of financial management is still very young in our school, and it has not been ranked in the top of the country 100, so it faces certain employment competition pressure.

Five, the actual career goals of the specific action plan

1. Our college used to offer double-degree majors in business administration and law. Although it is not offered now, we can refer to its training plan and learn law by ourselves while learning our own professional knowledge.

2. Within four years, the undergraduate has obtained CET-4 and CET-6 certificates, CET-2 and CET-3 certificates and securities qualification certificates, striving for the qualification of insurance research and passing the national judicial examination.

3. In the process of law self-study, I take time to attend the Haidian District People's Court every week, actively participate in the mock trial of law school, and keep in touch with the teachers of law elective courses. If you don't understand anything in the process of self-study, you can ask the teachers.

4. Read Economic Observer every week, often borrow relevant economics books, and constantly enrich and improve your economic knowledge.

5. Actively participate in the Challenge Cup Undergraduate Entrepreneurship Competition, the Children's Cup Extracurricular Academic Practice Works Competition and social practice in winter and summer vacations, and participate in interviews at practice bases of various schools to strive for internship opportunities.

Conclusion of intransitive verbs

Everyone has a beautiful dream, and everyone is tirelessly pursuing it in order to realize it. My initial dream was to be a judge in the Republic of China, to be in charge of the balance and to achieve legal fairness. To this day, in order to realize my original dream, I am still advancing and struggling. No matter how many variables there will be in the future life, the road to realize your dreams must be the most beautiful. The original dream is firmly in my hand. How can I return to the place I want to go most halfway and realize my true wishes before I can be considered as heaven? Facing life, I am weak, but I firmly believe that the dream is in my heart and the road is at my feet. No matter how tortuous the road of life is, as long as I struggle, life is meaningful!