An epidemic has led to how many people are in debt, this epidemic killed how many people in debt, I think the main reasons are the following:

1, due to the impact of the epidemic, small businesses shut down, food, tourism and other industries were hit by the impact of the particularly large, the boss compressed expenditure, a large number of employees unemployed, no source of income,

2, the end of 2020 to the beginning of 2021 the price of raw materials, while the price of industrial products did not go up, resulting in many businesses are losing money.

2, the end of 2020 to the beginning of 2021, the price of raw materials rose, while the price of industrial products but not on, resulting in many enterprises are operating at a loss, forcing some companies to have orders and dare not take, the enterprise is not enough to start, the decline in employee income.

3, the impact of e-commerce on the entity's small stores. With the increasing popularity of e-commerce, everyone's purchases have been transferred to the line, coupled with the impact of the epidemic, access is limited, resulting in a number of physical small stores can not continue to operate, and have to turn to the store, but also caused a large number of small bosses indebtedness.

4, the domestic economy has fallen into stagflation, do nothing to make money, the more you do, the more you lose, a lot of people are operating in debt.

5, the change in the concept of consumption, the previous is not consume only save money, and now is over-consumption, first consumption and then slowly pay off the debt, which also led to a large number of young people are more and more debt.

Above all, are the reasons, but the main situation is not good produced, if the general economic situation is good, we can make money, owe the debt can also be quickly paid.

I don't know how many people are in debt right now, but I'm one of those people who is in debt for hundreds of thousands of dollars, and I'm worried about how to pay it back every month.

I analyzed the reasons why I am in so much debt and gave you a reference. See if you now have the same situation as me at first, if so, remember to learn from it and change your lifestyle, or it is easy to fall into the abyss of debt.

The reason why I am in debt is mainly because of the following two reasons:

A few years ago, a lot of catering milk tea stores and other franchising companies, advertising is particularly good. These claimed nanny franchisee, with the whole store output model to promote, from site selection, technical training, decoration, store and other one-stop service, in short, said as if you put money down, you will certainly have money to earn.

As these franchises are not very high franchise fees, less than 10,000 yuan, mostly less than 100,000 yuan. It's still not hard for the average person to come up with tens of thousands of dollars to do business. Even if they don't have it themselves, they can come up with tens of thousands of dollars out on their credit cards.

Don't franchisors claim there is little risk? Take out a few tens of thousands of dollars to open a store, every month earnings of 10,000 thousands of more cool. So there are a lot of white guys like me who don't think about the risk of giving away money to other people.

The result is predictable, the world where there is so good business? There are so many franchises out there, and I don't think 10% of them succeed in making money in the end.

And after investing in the franchise fee, the subsequent operating funds, start-up capital is far more than a few million dollars, an ordinary store needs to start at least 15 million or more.

At that time, only a few tens of thousands of dollars in the hands of the store, I did not think that the subsequent start-up still need so much money. The first thing you need to do is to get a good deal of money from the company and then you will have to pay for it. The interest rate of the borrowing platform borrowed people know, debt is so the more accumulated out.

Another reason why my economy is in crisis is overspending.

It's so easy to buy things nowadays, and you don't need to use cash, so if you want to buy something, you can just move your finger and pay with your credit card, and there's nothing more convenient than going online to buy something.

Women are naturally inclined to shop, and I like it even more when I'm in a bad mood. I'm not sure if I'm going to be able to do that, but I'm sure I'm going to be able to do it. From the previous Vipshop, buy to Tmall, to now live. I find myself buying a whole lot of things that I don't even need to use, and the clothes have been bought back for a few years and even the hangtags haven't been cut off yet.

Although the buy back is not very expensive, but the accumulation of a small amount of money, a month down, credit card and chanting repayment amount of several thousand. In recent years, the business is not doing well, my income has been much less, and sometimes lose money without income.

But I'm not sure I've ever realized this, because I've never seen anything like it, and I've never seen anything like it, and I've never seen anything like it, and I've never seen anything like it, and I've never seen anything like it, and I've never seen anything like it, and I've never seen anything like it.

Like my hot-headed impulsive investment, consumption of irrational people, even without the impact of the epidemic, will fall into the economic crisis. I'm not sure if I'm a good person, but I'm a good person, and I'm a good person.

Because of the impact of the epidemic, economic problems are not a person's problem. It's the whole of society. It's like a snowball getting bigger and bigger. Because of the epidemic people flow less, business losses, housing prices fell. Businesses are losing money and banks can't pay them back. If this situation is allowed to continue to develop, the people are responsible for exhaustion, the court became as lively as the food market. Small and medium-sized enterprises can not carry. I hope the epidemic will end sooner, so that there can be a healthy development environment. Otherwise the most upset or our grassroots people. Indebtedness is not scary, the fear is to want to pay, but no opportunity to earn money. If the home quarantine can only look at the ceiling.

By that time, even the money for food is not, let alone pay off the debt. Because a large part of China is now heavily indebted, every month are pointing to a little paycheck to pay off debts and live to support their families. If there is another closure of the city, it will be fine for a week or two, but if it takes two or three months, then they will starve to death. So this is a social conflict to be solved. I hope the economy can be restored as soon as possible.

Today, I saw an article probably written about the content of the debt of 50,000 shows that there is a level of debt of 300,000 shows that serious life debt of 1 million shows that understand the financial debt of 10 million shows that you began to run life is very luxurious debt of 50 million shows that the company is listed boss debt of 0 shows that basically rely on the wages of life no project get up earlier than the chicken and sleep more than the dog late

To be honest, I am in the Here also on behalf of our indebted people appeal, in good times, you bank can't wait for everyone to more loans, the more loans you earn more, but in front of this epidemic everyone can not escape, everyone is contributing to the fight against the epidemic, some people fighting in the front line, some people listen to the country's arrangements to honestly stay home, in fact, for the fight against the epidemic everyone is working hard! I know that many banks have given the green light to the heroes on the front line of the fight, which I wholeheartedly agree with and support, but for the indebted people squatting at home, unable to work and have no income, you let them do! I think every indebted person squatting at home now is also suffering, slightly possible to start working, they will certainly choose to go out to work to earn money to pay off their debts! Why can't they all be treated the same?

Banks and bank bigwigs who have earned a lot of money, you are stroking the belly of this full of food, rubbing the mouth to meet is the oil, is not also consider, every year for you to contribute tens of thousands, hundreds of thousands, millions or even hundreds of millions of loan interest people? They are not easy, do not hope that you can do the same boat ****, but also hope that you do not fall into the well!

This wave of the epidemic so that more than 320,000 small and medium-sized business write-offs, how many people can be unemployed? How many stores on the street are closed, how many people are unemployed? Tap the phone, marketing online loans, credit card APP ads appear one after another. The interconnected meat financial madness, shopping madness of the evil fruit of the knot out.

The abuse of credit, so that young people lie flat, poor travel, wandering. Fertility rates are falling. This series of problems originated from the monopoly capital, good thing that the state has stepped in.

Persist, do not die will always come out, do a good job, make yourself strong.

Unless the epidemic disappears, it will not be good.

In early 2020, the country sealed off the city, and my son-in-law's barbershop closed for business. The income was gone, but the rent bill was less. My daughter posted all her pre-marital savings to pay off the outstanding debt, and the store was closed.

In September of this year, my son-in-law went to Yubei to open a food stall. The company's business has not yet seen any improvement, and the epidemic has been outlawed.

Now son-in-law went to work in a restaurant, dry day with 200 yuan, not dry the day of nature is not.

Now my son-in-law is working in a restaurant for 200 dollars a day, and the day I don't work, I don't have it. But the epidemic is hanging over us, and it's not going to go away.

For those who don't have an iron rice bowl, the epidemic is a disaster.

Even if we take a financial salary, we can't get out in one piece. The most obvious is that the wages that should have been adjusted upwards last year are not in place, and so far there is no ringing. There is also a one-time incentive at the end of the year, rumor has it that there is no more this year. That's tens of thousands of dollars! The rumors are all over the place and people are on edge. Therefore, I can only work even harder on the original basis in order to keep my job and strive for a smooth retirement. Thirty or forty dollars per lesson aid, and do not mind tying up my freedom, meticulous on it. Originally, I did not see the fifteen-dollar-per-session fee for substitute teaching, but now I feel that it is a gift to be arranged. The first time I saw this, it was a very good thing that I was able to get it done.

Slowly, the plague is far away.