However, according to Shenzhen's restrictive purchasing policy, which only limits residential properties, there is no restriction on the purchase of stores, commercial and business apartments, regardless of whether the household is deep or not, there is no social security, only the ID card and the hands of the funds, can go to buy: but Hong Kong, Macao, Taiwan and other foreigners are not allowed to buy into stores, commercial and business apartments.
For stores, commercial and business apartments in the bank loan clearly stipulates that the down payment of 50%, interest rates up 10%, the maximum loan period of 10 years.
Taxes to be paid for the sale and purchase of stores:
Deed tax: 3%
Land value-added tax: 5%
Individual income tax: 1.5%
Value-added tax and surcharge: 5.6%
Stamp duty: 0.05% of the price of the property for each of the buyer and seller
Household registration fee: 550 yuan/book
Stamps: 5 yuan/book
I hope my answer can help you