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Hangzhou restricted purchase relaxation zone
Fuyang district: the whole district has liberalized the purchase restriction. You can buy a new house or a second-hand house by holding a Fuyang hukou or paying Fuyang social security (individual tax); Fuyang registered households are not subject to a five-year time limit for buying a second house.
Xiaoshan District: The towns and streets of Joy, Linpu, Yaqian, Nanyang, Xintang, Daicun, Shang He, Puyang, Suoqian, Evolutionary, Guali, Jingjiang, Louta, Yinong and Dangwan are not limited to purchase. You can buy a new house or a second-hand house by holding a household registration in Hangzhou or paying social security (individual tax) in Hangzhou; There is no five-year time limit for Hangzhou registered families to buy a second house in the above-mentioned towns and streets.
Qiantang District: The streets of Baiyang, Peng Yi, Wan Xin, Linjiang and Qianjin are opened. You can buy a new house or a second-hand house by holding a household registration in Hangzhou or paying social security (individual tax) in Hangzhou; There is no five-year time limit for Hangzhou registered families to buy a second house in the above-mentioned towns and streets.
Yuhang District: Renhe Street, Jingshan Town, Huang Hu Town, Owl Town and Baizhang Town are not subject to purchase restriction. You can buy a new house or a second-hand house by holding a household registration in Hangzhou or paying social security (individual tax) in Hangzhou; There is no five-year time limit for Hangzhou registered families to buy a second house in the above-mentioned towns and streets.
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Interest rates continue to fall! Enjoy all kinds of subsidies!
1. With the repeated downward adjustment of LPR, according to the bank staff, the interest rate of the first home loan in Hang Cheng has dropped from the previous lowest point of 4.95% to 4.3%. (If you buy a house with 3 million yuan and borrow 2 million yuan, which will be repaid in 30 years, you will have to pay about 17 13000 yuan at the beginning of the year, but now the interest rate is 4.3%, you will have to pay about 1563000 yuan. In just a few months, the interest difference is hundreds of thousands. )
2. From June 65438+1 October1day, 2022, the interest rate of the first individual housing provident fund loan was lowered by 0. 15 percentage point, and the interest rates for less than five years (including five years) and more than five years were adjusted to 2.6% and 3. 1% respectively. (If a provident fund loan with a fixed term of 30 years is 6,543,800 yuan+0,000 yuan, under the new interest rate of the first home, the total loan interest will be reduced by about 30,000 yuan, and 82 yuan can be paid less every month. )
3. From June 2022 10 to February 3, 2023 1 day, taxpayers who sold their own houses and repurchased their houses in the market within1year after selling their existing houses will be given preferential tax refund. (Among them, if the newly purchased housing amount is greater than or equal to the current housing transfer amount, all personal income tax paid will be refunded; If the amount of newly purchased housing is less than the transfer amount of existing housing, the personal income tax paid for the sale of existing housing will be refunded according to the proportion of newly purchased housing to the transfer amount of existing housing. )
4. From September/0/5, 2022 to March/0/4, 2023 (subject to the online signing time), if you buy a new house with a total price of less than 3 million yuan in Lin 'an, you will be subsidized by 0.5% of the total house price of 65,438+(the purchaser will be subsidized after real estate registration); Full-time college degree, employment or entrepreneurship in Lin' an, a one-time payment of housing subsidies of 50 thousand yuan; Undergraduate, master and doctor are 6.5438+10,000 yuan, 6.5438+0.5 million yuan and 300,000 yuan respectively.
5. jiande city has purchased new commercial housing since September 8, 2022 (subject to the online signing time), and submitted an application for housing consumption subsidy within 1 year from the date when the purchased commercial housing meets the conditions for handling the property certificate, giving a subsidy of 1% of the purchase price. The maximum subsidy for a single set shall not exceed 50,000 yuan; Individuals who purchase new houses in jiande city (subject to the online signing time) shall submit an application for house purchase deed tax subsidy within 1 year from the date when the purchased commodity houses meet the conditions for handling the property certificate, and give 80% subsidy to the buyers who have paid the deed tax. The amount of subsidy is limited to the local retained part of the deed tax actually paid, and the maximum subsidy for a single set does not exceed 30,000 yuan; For non-Jiande household registration, those who buy new commercial housing in our city will be given a one-time housing subsidy of 20,000 yuan/set.