1. How to apply for individual business license in Hangzhou?

The registration process of individual industrial and commercial households is as follows:

1. Individual seat vendors or individual vendors who need names should register their names in advance. After consultation, get and fill in the Application for Pre-approval of Name (Change) and prepare relevant materials.

2. Submit the Application for Pre-approval of Name (Change) and wait for the result of name approval.

3. if the application materials are complete and conform to the legal form, they are waiting to receive the notice of approval of establishment registration.

4. after receiving the notice of approval of establishment registration, pay the fee at the industrial and commercial bureau and obtain the business license according to the date specified in the notice of approval of establishment registration. Within the scope of approval and registration according to law, individual industrial and commercial households enjoy the capacity for civil rights and capacity for civil conduct in individual industrial and commercial operations. The legitimate business activities of individual industrial and commercial households are protected by law, and individual industrial and commercial households enjoy ownership of their operating assets and legitimate income. Individual industrial and commercial households can open accounts in banks, apply for loans from banks, have the right to apply for the exclusive right to use trademarks, have the right to sign labor contracts, hire helpers and take apprentices, and also have the right to name and seal. Individual industrial and commercial households engaged in production and business activities must abide by the laws of the state, pay taxes according to regulations, and obey the industrial and commercial administration. Individual industrial and commercial households engaged in illegal business operations must bear civil liability and other legal liabilities.

second, how to apply for a loan of 1 million yuan for individual households in Hangzhou

individual households can get a good loan through their individual business license and good business flow.

1. First, the borrower should prepare the following materials:

1. Identity card;

2. Original and duplicate of business license, original and duplicate of tax registration, original and duplicate of organization code and lease contract of business premises.

3. bills of recent purchases and sales, manual account books, and running bills of personal bank cards in the past six months.

4. a recent tax-paid bill, a recent water and electricity bill, property right certificate or house purchase contract, car driving license, husband and wife's ID card, marriage certificate and household registration book.

second, after the materials are prepared, the borrower goes to the bank with the materials to apply for a loan.

third, after receiving the loan application, the bank will review the enterprise and the business owner.

4. If it is approved, the borrower will be contacted to sign a loan contract with the bank; If the audit fails, the loan information will be returned and the reason for refusing the loan will be informed.

5. After completing the relevant formalities, the bank began to issue loans to borrowers.

VI. The borrower repays the loan on time until it is paid off.

loan conditions for self-employed business license

1. The borrower is a natural person with full capacity for civil conduct, with the age ranging from 18 to 65 years old.

2. The borrower needs to have an individual shop that has actually operated for more than half a year.

3. The bank flow of the store in the last 6 months.

4. If the storefront is leased, a storefront lease contract is required; If the store is in its own name, provide relevant real estate materials.

5. a recent tax-paid bill, a recent water and electricity bill, property right certificate or house purchase contract, car driving license, husband and wife's ID card, marriage certificate and household registration book.

6. Open a deposit account at the bank applying for a loan.

7. There are no tax evasion and other laws.

8. Good credit and no bad credit record.

9. Other conditions stipulated by the lending bank.

Note:

1. Individual commercial banks have been liberalized for more than three months, and the threshold is even lower.

2. A well-run bank with a high flow of water will have a higher quota.

In short, as long as the credit information is good, the self-employed loan can also be recognized by the bank through the self-employed business license, bank running water and other certificates.

Third, can the self-employed apply for a loan

The types of loans that the self-employed are suitable for:

1. Housing mortgage loan. If the self-employed who apply for a loan have a house that can be used as collateral, they can apply for a mortgage loan;

2. Self-employment and entrepreneurship. For self-employed individuals who have just started their business, they can apply for business-related business with the industrial and commercial business license, tax registration certificate and relevant business license issued by the administrative department for industry and commerce.

Legal basis

Article 11 of the Interim Measures for the Administration of Personal Loans

An application for personal loans shall meet the following conditions:

(1) The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or an overseas natural person who meets relevant state regulations;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

fourth, how to borrow 1 million yuan? What procedures do you need?

house _ as mortgage, for _ estimation.