Third-party payment platform refers to the payment license issued by the central bank. There are about 240 payment licenses issued by the Bank of China. With the increasing popularity of mobile payment, some authorized third-party payment companies began to make money, which led to the tightening of central bank policies and the revocation of licenses of many companies. The third-party payment license has the ability of fund settlement, and in order to make the third-party payment more legal, the network link is introduced to control the transaction data.
Since the third-party payment platform has the ability to settle funds, can it join the third-party payment and then develop merchants?
1, the third-party payment rate is generally higher: everyone will definitely contact third-party payment, and the general rate will be higher than that of mobile payment service providers, and it will be a little higher. Obviously, the high cost will make the business less acceptable.
2. It is difficult to have a high threshold for cooperation: third-party payment generally requires fewer agents unless you have more existing merchant resources.
Such as cloud receipt, payment and sweeping, Mark is a fourth-party payment service provider, not a third party, and has no license itself.
They are all authorized by third-party payment service providers (WeChat, Alipay). As technology providers, they integrate payment channels provided by third parties to form a cashier system for merchants to use.