The problem is that if you are given 800,000 yuan, it is actually not a problem, but a statistical problem. Because everyone gives different answers according to different risk preferences, and according to their different ability circles, the types of investment they can be competent are also different, so assuming that they get 800 thousand but don't know how to invest, this question can't get an accurate answer. Then I will outline one of my family investments. Insurance, accident, serious illness, medical care, pension financing. In the future, if the funds are sufficient, I will invest in annuity insurance. Give priority to security, supplemented by investment and financial management. I mainly invest in stocks. In recent two years, the capital curve is still relatively stable, with a long-term trend. I choose stocks by value investment, use entanglement theory as trading system, and operate stocks in periodic mode. 20% do short-term trading of positions. In fact, you have to make asset allocation, which is the business of investment consultants, but it is estimated that the answer may be similar to what I said, and you need to make different allocations according to different risk preferences. There is no unique answer, and ultimately it depends on your own situation.